The Antwerp Exchange Bank Company: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
The standout move of Q2 2026 was in CRE concentration (Tier 1 capital + allowance): 11.72 percentage points lower than in Q1 2026, at 55.53%. Within Ohio, The Antwerp Exchange Bank Company is 104th of 156 on loan-to-deposit ratio, 75.08% as of Q2 2026, below the middle of the field. The Antwerp Exchange Bank Company reported 75.08% on loan-to-deposit ratio for Q2 2026, 5.76 points below the 80.84% median for banks in the $100M-1B asset tier.
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $111.3M |
| Net loans and leases | $110.3M |
| Loans held for sale | $0 |
| Loans to total assets | 68.97% |
| Loan-to-deposit ratio | 75.08% |
| Net loans to equity capital | 8.68% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 14.94% |
| Multifamily (5+ residential) | 0.00% |
| Commercial and industrial | 8.49% |
| Consumer | 2.61% |
| Credit cards | 0.00% |
| Farm | 20.91% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 0.54% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 55.53% |
| Construction concentration (Tier 1 capital + allowance) | 4.42% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | — |
| Interest income on loans | $1.7M |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $110.8M | $142.8M | 16.81% | 7.03% | 4.47% |
| Q4 2023 | $111.0M | $141.1M | 16.81% | 6.72% | 4.28% |
| Q1 2024 | $111.5M | $140.8M | 16.95% | 7.36% | 4.15% |
| Q2 2024 | $112.2M | $136.9M | 17.48% | 7.36% | 4.08% |
| Q3 2024 | $112.4M | $139.7M | 17.24% | 6.92% | 3.72% |
| Q4 2024 | $113.1M | $139.3M | 18.11% | 6.41% | 3.50% |
| Q1 2025 | $114.0M | $144.2M | 18.65% | 6.50% | 3.37% |
| Q2 2025 | $113.6M | $141.9M | 18.17% | 6.08% | 3.18% |
| Q3 2025 | $110.3M | $142.8M | 17.83% | 5.60% | 3.17% |
| Q4 2025 | $111.8M | $145.5M | 17.21% | 6.44% | 2.92% |
| Q1 2026 | $112.0M | $148.8M | 13.46% | 9.79% | 2.78% |
| Q2 2026 | $111.3M | $148.2M | 14.94% | 8.49% | 2.61% |
The Antwerp Exchange Bank Company loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock The Antwerp Exchange Bank Company, freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Antwerp Exchange Bank Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 14523) · FFIEC NIC profile (RSSD 91615)