Skip to main content

Profitability · Ohio

US Banks with Highest Return on Assets (ROA) in Ohio

Ranked among banks headquartered in Ohio. Re-ranked 1-100 within the state from the same national ranking population.

#1 Return on Assets (ROA): NATIONWIDE TRUST COMPANY, FSB — 20.27% . Return on Assets (ROA) measures net income divided by average total assets — the single most-watched US banking profitability metric.

Ranked: 140 banks with reported data Showing: Top 100 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry Go deeper: ROA vs. ROE for Banks: Profitability Ratios Explained
# Bank HQ US Banks with … Total Assets
1 Nationwide Trust Company, FSB Columbus , OH 20.27% $166.3M
2 Sutton Bank Attica , OH 3.75% $1.68B
3 ST. Henry Bank, the Saint Henry , OH 2.77% $447.9M
4 Spring Valley Bank Wyoming , OH 2.67% $115.8M
5 Fahey Banking Company, the Marion , OH 2.48% $384.2M
6 Citizens National Bank of Bluffton, the Bluffton , OH 2.36% $1.08B
7 Union Savings Bank Cincinnati , OH 2.31% $4.01B
8 Home Loan Savings Bank, the Coshocton , OH 2.28% $383.2M
9 United Midwest Savings Bank, N.A. De Graff , OH 2.21% $520.6M
10 National Bank of Adams County of West Union, the West Union , OH 2.12% $115.3M
Full financials, 24-year trends & peer benchmarks on every institution — free. Start free →
11 Guardian Savings Bank West Chester , OH 2.05% $1.38B
12 Park National Bank, the Newark , OH 1.90% $12.93B
13 First Bank of Ohio Tiffin , OH 1.85% $286.9M
14 First Federal Community Bank, N.A. Dover , OH 1.78% $937.6M
15 Farmers & Merchants Bank Miamisburg , OH 1.74% $354.8M
16 Peoples Bank CO., the Coldwater , OH 1.65% $842.5M
17 Greenville National Bank Greenville , OH 1.62% $647.7M
18 Settlers Bank Marietta , OH 1.59% $140.2M
19 Citizens Bank Company, the Beverly , OH 1.59% $329.7M
20 Farmers and Merchants Bank, the Caldwell , OH 1.57% $134.9M
21 Minster Bank Minster , OH 1.53% $814.0M
22 Ssb Community Bank Strasburg , OH 1.51% $289.2M
23 First Financial Bank Cincinnati , OH 1.50% $22.69B
24 Fort Jennings State Bank, the Fort Jennings , OH 1.48% $278.4M
25 Civista Bank Sandusky , OH 1.45% $4.29B
26 Signature Bank, N.A. Toledo , OH 1.45% $1.28B
27 Commercial and Savings Bank of Millersburg, Ohio, the Millersburg , OH 1.44% $1.27B
28 Community Savings Caldwell , OH 1.43% $300.7M
29 JPMorgan Chase Bank, N.A. Columbus , OH 1.43% $4.02T
30 Bank of Magnolia Company, the Magnolia , OH 1.38% $109.8M
31 Corn City State Bank, the Deshler , OH 1.38% $106.8M
32 Apple Creek Banking Company, the Apple Creek , OH 1.38% $261.2M
33 National Cooperative Bank, N.A. Hillsboro , OH 1.38% $4.15B
34 Old Fort Banking Company, the Old Fort , OH 1.35% $853.8M
35 First National Bank in New Bremen New Bremen , OH 1.33% $457.2M
36 Main Street Bank CORP. Wooster , OH 1.33% $1.53B
37 The Farmers Savings Bank Spencer , OH 1.33% $293.1M
38 Peoples Bank Marietta , OH 1.32% $9.64B
39 Hocking Valley Bank, the Athens , OH 1.31% $366.9M
40 Unified Bank Martins Ferry , OH 1.30% $852.6M
41 Middlefield Banking Company, the Middlefield , OH 1.29% $1.90B
42 Baltic State Bank, the Baltic , OH 1.29% $123.4M
43 Westfield Bank, FSB Westfield Center , OH 1.28% $2.06B
44 Union Bank Company, the Columbus Grove , OH 1.27% $1.21B
45 Farmers National Bank of Canfield, the Canfield , OH 1.27% $7.22B
46 Keybank N.A. Cleveland , OH 1.25% $185.98B
47 Heartland Bank Whitehall , OH 1.24% $1.97B
48 Vinton County National Bank Mc Arthur , OH 1.23% $1.58B
49 Osgood Bank Osgood , OH 1.23% $514.1M
50 Riverhills Bank Milford , OH 1.21% $343.9M
51 Waterford Bank, Na Toledo , OH 1.21% $1.72B
52 Farmers State Bank, the New Madison , OH 1.21% $332.8M
53 U.S. Bank N.A. Cincinnati , OH 1.18% $683.38B
54 Farmers & Merchants State Bank, the Archbold , OH 1.17% $3.48B
55 State Bank and Trust Company, the Defiance , OH 1.16% $1.60B
56 Cfbank N.A. Columbus , OH 1.15% $2.14B
57 First National Bank of Sycamore, the Sycamore , OH 1.15% $239.4M
58 First State Bank Winchester , OH 1.12% $1.19B
59 Community Bank, the Zanesville , OH 1.11% $691.0M
60 First National Bank of Mcconnelsville, the Mcconnelsville , OH 1.11% $203.2M
61 Richwood Banking Company, INC., the Richwood , OH 1.10% $1.27B
62 Portage Community Bank Ravenna , OH 1.08% $555.1M
63 First Federal Savings and Loan Association of Delta Delta , OH 1.08% $247.3M
64 Merchants National Bank Hillsboro , OH 1.07% $1.34B
65 Ohio State Bank Bexley , OH 1.06% $481.1M
66 Croghan Colonial Bank, the Fremont , OH 1.05% $1.35B
67 Woodsfield Savings Bank Woodsfield , OH 1.04% $121.8M
68 Ohio Valley Bank Company, the Gallipolis , OH 1.03% $1.66B
69 Hamler State Bank, the Hamler , OH 1.03% $125.6M
70 Independence Bank Independence , OH 1.01% $191.4M
71 North Valley Bank Zanesville , OH 1.01% $414.6M
72 Killbuck Savings Bank Company, the Killbuck , OH 1.00% $941.2M
73 Premier Bank Youngstown , OH 0.99% $8.56B
74 Farmers State Bank West Salem , OH 0.99% $188.1M
75 Huntington National Bank, the Columbus , OH 0.98% $284.14B
76 Miami Savings Bank Miamitown , OH 0.94% $132.0M
77 Peoples State Bank New Lexington , OH 0.94% $304.4M
78 Consumers National Bank Minerva , OH 0.93% $1.24B
79 CenterBank Milford , OH 0.93% $341.3M
80 New Carlisle Federal Savings Bank New Carlisle , OH 0.92% $329.8M
81 Cincinnatus Savings and Loan Company, the Cheviot , OH 0.91% $191.0M
82 Wilmington Savings Bank, the Wilmington , OH 0.89% $265.1M
83 Lcnb National Bank Lebanon , OH 0.89% $2.23B
84 Citizens National Bank of Woodsfield, the Woodsfield , OH 0.88% $151.7M
85 First Federal Savings and Loan Association of Lakewood Lakewood , OH 0.88% $2.92B
86 Kingston National Bank Kingston , OH 0.87% $582.8M
87 Citizens National Bank of Mcconnelsville, the Mcconnelsville , OH 0.83% $106.3M
88 First National Bank of Pandora, the Pandora , OH 0.82% $291.0M
89 First Federal Community Bank of Bucyrus Bucyrus , OH 0.81% $356.2M
90 North Side Bank and Trust Company, the Cincinnati , OH 0.81% $1.16B
91 Mercer Savings Bank Celina , OH 0.79% $174.2M
92 Genoa Banking Company, the Genoa , OH 0.75% $731.3M
93 First Federal Savings and Loan Association of Van Wert, Oh Van Wert , OH 0.75% $194.7M
94 Harrison Building and Loan Association, the Harrison , OH 0.73% $273.5M
95 Peoples Savings Bank, the Urbana , OH 0.71% $185.4M
96 Sherwood State Bank, the Sherwood , OH 0.69% $106.0M
97 Farmers Bank and Savings Company, the Pomeroy , OH 0.66% $477.1M
98 Home Federal Savings and Loan Association of Niles Ohio Niles , OH 0.66% $158.5M
99 Home Savings and Loan Company of Kenton, Ohio, the Dba Hslc Kenton , OH 0.66% $247.8M
100 Buckeye Community Bank Elyria , OH 0.65% $245.1M

More Profitability rankings

Go past the leaderboard — open any bank for its full financials, 24-year trends, and peer percentiles. Free, no card required.

Start free — no card required

All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

Explore more: all rankings · glossary · browse all banks