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Profitability · South Carolina

US Banks with Highest Return on Assets (ROA) in South Carolina

Ranked among banks headquartered in South Carolina. Re-ranked 1-40 within the state from the same national ranking population.

#1 Return on Assets (ROA): ENTERPRISE BANK OF SOUTH CAROLINA — 8.42% . Return on Assets (ROA) measures net income divided by average total assets — the single most-watched US banking profitability metric.

Ranked: 40 banks with reported data Showing: Top 40 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry Go deeper: ROA vs. ROE for Banks: Profitability Ratios Explained
# Bank HQ US Banks with … Total Assets
1 Enterprise Bank of South Carolina Ehrhardt , SC 8.42% $522.2M
2 Bank of Travelers Rest Travelers Rest , SC 1.91% $1.60B
3 Farmers and Merchants Bank of South Carolina Holly Hill , SC 1.69% $476.2M
4 First Piedmont Federal Savings and Loan Association Gaffney , SC 1.69% $591.0M
5 Carolina Bank & Trust Company Lamar , SC 1.67% $830.6M
6 Bank of York York , SC 1.64% $308.9M
7 Peoples Bank the Iva , SC 1.58% $443.8M
8 First Palmetto Bank Camden , SC 1.54% $1.08B
9 Bank of South Carolina, the Charleston , SC 1.51% $561.7M
10 Anderson Brothers Bank Mullins , SC 1.49% $2.28B
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11 Countybank Greenwood , SC 1.46% $748.4M
12 Conway National Bank, the Conway , SC 1.42% $1.94B
13 Bank of Clarendon, the Manning , SC 1.39% $455.6M
14 Bank of Greeleyville Greeleyville , SC 1.39% $157.7M
15 First Reliance Bank Florence , SC 1.35% $1.12B
16 Optus Bank Columbia , SC 1.31% $785.2M
17 United Community Bank Greenville , SC 1.17% $28.11B
18 Citizens Bank, the Olanta , SC 1.16% $1.16B
19 Coastal Carolina National Bank Myrtle Beach , SC 1.14% $1.28B
20 First National Bank of South Carolina Holly Hill , SC 1.14% $310.4M
21 First Capital Bank Charleston , SC 1.11% $1.24B
22 Coastal States Bank Hilton Head Island , SC 1.10% $2.35B
23 Arthur State Bank Union , SC 1.08% $825.8M
24 South Atlantic Bank Myrtle Beach , SC 1.05% $1.93B
25 First Community Bank Lexington , SC 1.03% $2.40B
26 Southern First Bank Greenville , SC 0.93% $4.58B
27 Abbeville First Bank, Ssb Abbeville , SC 0.83% $137.6M
28 Dedicated Community Bank Darlington , SC 0.81% $101.7M
29 Security Federal Bank Aiken , SC 0.77% $1.56B
30 Palmetto State Bank Hampton , SC 0.76% $619.1M
31 Bank of the Lowcountry Walterboro , SC 0.75% $423.9M
32 Pickens Savings and Loan Association, Federal Association Pickens , SC 0.71% $136.0M
33 Commercial Bank, the Honea Path , SC 0.69% $289.6M
34 Oconee Federal Savings and Loan Association Seneca , SC 0.69% $664.7M
35 1st Federal Savings Bank of Sc, INC. Walterboro , SC 0.62% $153.1M
36 Beacon Community Bank Mount Pleasant , SC 0.55% $971.7M
37 Blue Ridge Bank Walhalla , SC 0.47% $195.2M
38 Woodruff Federal Savings and Loan Association Woodruff , SC 0.31% $101.7M
39 Spratt Savings Bank Chester , SC 0.16% $150.3M
40 Cbl State Savings Bank Greer , SC 0.16% $188.4M

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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