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Profitability · South Dakota

US Banks with Highest Return on Assets (ROA) in South Dakota

Ranked among banks headquartered in South Dakota. Re-ranked 1-43 within the state from the same national ranking population.

#1 Return on Assets (ROA): U.S. BANK TRUST NATIONAL ASSOCIATION SD — 7.99% . Return on Assets (ROA) measures net income divided by average total assets — the single most-watched US banking profitability metric.

Ranked: 43 banks with reported data Showing: Top 43 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry Go deeper: ROA vs. ROE for Banks: Profitability Ratios Explained
# Bank HQ US Banks with … Total Assets
1 U.S. Bank Trust N.A. Sd Sioux Falls , SD 7.99% $189.9M
2 Pathward, N.A. Sioux Falls , SD 3.48% $7.11B
3 Bancorp Bank N.A., the Sioux Falls , SD 2.92% $9.90B
4 Anchorage Digital Bank N.A. Sioux Falls , SD 2.87% $1.14B
5 Commercial State Bank of Wagner Wagner , SD 2.67% $263.0M
6 Farmers and Merchants State Bank Plankinton , SD 2.57% $172.9M
7 First Savings Bank Beresford , SD 2.56% $1.59B
8 First National Bank Fort Pierre , SD 2.51% $2.05B
9 Security National Bank of South Dakota Dakota Dunes , SD 2.45% $253.2M
10 Great Plains Bank Eureka , SD 2.41% $151.3M
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11 First National Bank in Philip Philip , SD 2.33% $465.7M
12 Heartland State Bank Redfield , SD 2.24% $156.0M
13 First National Bank Oldham , SD 2.22% $484.3M
14 Campbell County Bank Herreid , SD 2.09% $247.1M
15 Dnb National Bank Clear Lake , SD 2.09% $119.6M
16 First Premier Bank Sioux Falls , SD 1.74% $3.55B
17 Black Hills Community Bank, N.A. Rapid City , SD 1.73% $495.9M
18 Plains Commerce Bank Sioux Falls , SD 1.66% $1.35B
19 First Fidelity Bank Burke , SD 1.62% $702.2M
20 Merchants State Bank Freeman , SD 1.61% $217.6M
21 Pioneer Bank & Trust Belle Fourche , SD 1.61% $985.9M
22 First State Bank of Roscoe Roscoe , SD 1.57% $152.3M
23 First Dakota National Bank Yankton , SD 1.48% $3.30B
24 First Bank & Trust Brookings , SD 1.31% $4.87B
25 Wells Fargo Bank, N.A. Sioux Falls , SD 1.31% $1.85T
26 Bankstar Financial Elkton , SD 1.24% $357.8M
27 American Bank & Trust Sioux Falls , SD 1.24% $2.24B
28 Reliabank Dakota Estelline , SD 1.22% $757.8M
29 Rivers Edge Bank Marion , SD 1.21% $346.3M
30 Dacotah Bank Aberdeen , SD 1.12% $4.87B
31 1st Financial Bank USA Dakota Dunes , SD 1.05% $1.33B
32 First National Bank in Sioux Falls, the Sioux Falls , SD 1.05% $2.11B
33 Citibank, N.A. Sioux Falls , SD 1.04% $1.93T
34 Quoin Financial Bank Miller , SD 1.03% $244.8M
35 Citizens State Bank of Arlington Arlington , SD 0.95% $155.1M
36 Security Bank Midwest Tyndall , SD 0.94% $321.9M
37 Security Savings Bank Canton , SD 0.90% $549.6M
38 Farmers State Bank Parkston , SD 0.79% $258.9M
39 Bankwest, Incorporated Pierre , SD 0.63% $1.92B
40 Frontier Bank Sioux Falls , SD 0.35% $344.8M
41 Cortrust Bank N.A. Mitchell , SD 0.27% $1.58B
42 Sunrise Banks, N.A. Sioux Falls , SD 0.25% $2.73B
43 One American Bank Centerville , SD -1.92% $360.3M

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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