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Profitability · Maryland

US Banks with Highest Return on Assets (ROA) in Maryland

Ranked among banks headquartered in Maryland. Re-ranked 1-29 within the state from the same national ranking population.

#1 Return on Assets (ROA): EASTERN SAVINGS BANK FEDERAL SAVINGS BANK — 2.35% . Return on Assets (ROA) measures net income divided by average total assets — the single most-watched US banking profitability metric.

Ranked: 29 banks with reported data Showing: Top 29 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry Go deeper: ROA vs. ROE for Banks: Profitability Ratios Explained
# Bank HQ US Banks with … Total Assets
1 Eastern Savings Bank Federal Savings Bank Hunt Valley , MD 2.35% $354.0M
2 Chesapeake Bank & Trust Company Chestertown , MD 1.93% $134.0M
3 Hebron Savings Bank Hebron , MD 1.70% $821.9M
4 Cfg Bank Lutherville , MD 1.58% $5.73B
5 Calvin B. Taylor Banking Company of Berlin, Maryland Berlin , MD 1.56% $993.5M
6 First United Bank & Trust Oakland , MD 1.34% $2.01B
7 Bank of Ocean City Ocean City , MD 1.33% $661.3M
8 Farmers Bank of Willards, the Willards , MD 1.31% $536.7M
9 Shore United Bank, N.A. Easton , MD 1.23% $6.20B
10 Capital Bank, N.A. Rockville , MD 1.18% $3.76B
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11 Middletown Valley Bank Middletown , MD 1.13% $1.15B
12 Woodsboro Bank Woodsboro , MD 1.13% $469.6M
13 Peoples Bank, the Chestertown , MD 1.11% $293.2M
14 Harford Bank Aberdeen , MD 0.99% $732.3M
15 Farmers and Merchants Bank Upperco , MD 0.95% $863.2M
16 Queenstown Bank of Maryland Queenstown , MD 0.80% $730.4M
17 Forbright Bank Potomac , MD 0.71% $8.25B
18 First Shore Federal Savings and Loan Association Salisbury , MD 0.64% $361.6M
19 Eaglebank Bethesda , MD 0.61% $9.90B
20 Harbor Bank of Maryland, the Baltimore , MD 0.60% $381.7M
21 Bayvanguard Bank Sparrows Point , MD 0.46% $901.6M
22 Glen Burnie Mutual Savings Bank Glen Burnie , MD 0.19% $104.4M
23 Cecil Bank Elkton , MD 0.14% $218.7M
24 Presidential Bank, FSB Bethesda , MD 0.14% $1.02B
25 Bank of Glen Burnie, the Glen Burnie , MD 0.12% $380.4M
26 Rosedale Bank Nottingham , MD 0.11% $1.35B
27 Jarrettsville Federal Savings and Loan Association Jarrettsville , MD 0.07% $165.2M
28 Arundel Bank Glen Burnie , MD 0.07% $474.1M
29 Sandy Spring Bank Olney , MD 0.06% $13.77B

More Profitability rankings

US Banks with Highest Return on Equity (ROE) Most Efficient US Banks (Lowest Efficiency Ratio) US Banks with Highest Net Interest Margin (NIM)

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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