Glen Burnie Mutual Savings Bank
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Data as of · sourced from FFIEC call reports. How we update
Glen Burnie Mutual Savings Bank is an FDIC-insured savings bank headquartered in Glen Burnie, MD, established in 1896 (FDIC certificate 27567), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $103.9M, down 1.9% from Q2 2025, the 26th largest of 27 banks headquartered in Maryland. Its CET1 capital ratio was 18.64% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Savings bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 27567
- Headquarters
- Glen Burnie, MD
- Established
- 1896
- Total assets, Q2 2026
- $103.9M
- Assets vs Q2 2025
- -1.9%
- CET1 ratio, Q2 2026
- 18.64%
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 255072142
- Latest call report
- Q2 2026, FFIEC 051 · Glen Burnie Mutual Savings Bank call report
- Asset rank in state
- 26th of 27 in Maryland
Glen Burnie Mutual Savings Bank spends more to run itself than most banks of its size. The Glen Burnie, Maryland bank had $104 million in assets at June 30, 2026, down 1.9% from a year earlier. It earns about $0.25 a year on every $100 of assets, a small fraction of the median of $1.28 for the 2,660 banks with $100 million to $1 billion in assets. It also keeps 1.24 cents of net interest income on every dollar of earning assets, about a third the median of 3.95 cents for banks its size.
Problem loans roughly halved over the year: loans on nonaccrual or 90 or more days past due, net of government guarantees are down to 0.69% of loans from 1.43%. Loans and deposits moved in opposite directions: over the year loans rose 1.5% and deposits fell 2.4%. Funding is the softer spot: it pays an average of 3.30% on its deposits and borrowings, about double the median of 1.80% for banks its size.
As of June 30, 2026, Glen Burnie Mutual Savings Bank reported a CET1 capital ratio of 18.64%, a return on assets of 0.25%, a nonperforming-loan ratio of 0.69% and a Texas ratio of 5.98%. The figures come from its call report filed with the FFIEC.
Of the 27 banks headquartered in Maryland, Glen Burnie Mutual Savings Bank is the 26th largest by total assets at Q2 2026. From Q1 2026 to Q2 2026, its total assets fell 0.5% to $103.9M, loans fell 0.7% and deposits fell 1.4%. Its loan book on June 30, 2026 was led by 1-4 family residential loans, at 96.4% of total loans, followed by construction and land development loans at 3.4%. Its one office in the FDIC Summary of Deposits is in Glen Burnie, MD. By the capital ratios in its Q2 2026 call report, Glen Burnie Mutual Savings Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 1 Crain Hwy S, Glen Burnie, MD 21061
- County
- Anne Arundel
- Metro Area
- Baltimore-Columbia-Towson, MD
- Charter
- State-chartered stock savings bank, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- New York (Region 2)
- Federal Reserve member
- —
- Federal Reserve district
- District 5, Richmond
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- May 5, 1896
- Former names
- The Glen Burnie Mutual Savings Bank (1989)
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 5
- Domestic deposits
- $93.8M
- Allowance for credit losses
- $364K
- Net charge-offs (YTD)
- $0
- Average total assets
- $105.7M
- Average total loans
- $86.1M
- Average interest-bearing deposits
- $93.9M
- Tax status
- C corporation
- Ownership
- Mutual
- Community bank
- Yes
- FDIC-insured since
- August 8, 1989
- FDIC Cert
- 27567
- Fed RSSD
- 508270
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Glen Burnie Mutual Savings Bank's total assets ran between $103.9M (Q2 2026) and $107.9M (Q3 2023), and it earned a profit in 11 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$103.9M total assets against $105.9M; $94.6M total liabilities against $96.9M.
$83.5M net loans and leases against $82.3M; $93.8M total deposits against $96.1M.
$750K securities against $1.2M; $19.0M cash and balances due against $21.7M.
$1.1M total interest income against $1.1M; $774K total interest expense against $756K.
$325K net interest income against $338K.
$8K total noninterest income against $7K; $240K total noninterest expense against $257K.
No provision recorded in the last 12 quarters.
$67K net income against $64K.
0.25% return on assets against 0.24%; 1.24% net interest margin against 1.28%.
18.64% CET1 capital ratio against 17.93%; 8.80% tier 1 leverage ratio against 8.44%.
Inside the full Glen Burnie Mutual Savings Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeGlen Burnie Mutual Savings Bank rankings
Its closest position to the top of a national ranking is 423 of 2,134, for CET1 ratio; its furthest is 3,425 of 3,611, for ROA.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 0.17% (Q1 2025) to 0.32% (Q4 2024) and its net interest margin ran from 1.23% (Q1 2025) to 1.36% (Q3 2024).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 18.64% | 0.25% | 0.69% | 5.98% | 1.24% |
| Q1 2026 | 18.49% | 0.19% | 0.69% | 6.04% | 1.34% |
| Q4 2025 | 18.25% | 0.32% | 0.68% | 6.09% | 1.35% |
| Q3 2025 | 18.07% | 0.21% | 0.92% | 8.23% | 1.31% |
| Q2 2025 | 17.93% | 0.24% | 1.43% | 12.54% | 1.28% |
| Q1 2025 | 17.91% | 0.17% | 0.75% | 6.72% | 1.23% |
| Q4 2024 | 17.95% | 0.32% | 0.74% | 6.80% | 1.24% |
| Q3 2024 | 17.61% | 0.28% | 0.74% | 6.94% | 1.36% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The Glen Burnie Mutual Savings Bank | Glen Burnie , MD | 21061 | $93.8M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in MD, rank 53 of 69 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Glen Burnie Mutual Savings Bank
What are Glen Burnie Mutual Savings Bank's total assets?
As of the Q2 2026 filing, Glen Burnie Mutual Savings Bank reported total assets of $103.9 million in its FFIEC call report.
Where is Glen Burnie Mutual Savings Bank headquartered?
It is headquartered in Glen Burnie, MD, United States.
When was Glen Burnie Mutual Savings Bank founded?
It was established in 1896, per the FDIC institution directory.
Is Glen Burnie Mutual Savings Bank FDIC-insured?
Yes. It is an FDIC-insured savings bank (FDIC Certificate #27567). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Glen Burnie Mutual Savings Bank?
Glen Burnie Mutual Savings Bank's primary federal regulator is the FDIC.
What is Glen Burnie Mutual Savings Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 18.64% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Glen Burnie Mutual Savings Bank operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Glen Burnie Mutual Savings Bank's Texas Ratio?
Its Texas Ratio is 5.98% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was Glen Burnie Mutual Savings Bank previously called?
The charter now named Glen Burnie Mutual Savings Bank has also operated as The Glen Burnie Mutual Savings Bank (1989), per FDIC structure-change records.
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