Glen Burnie Mutual Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Glen Burnie Mutual Savings Bank of Glen Burnie, MD against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.25% | 1.35% | -1.10% | 8th bottom |
| ROAE | 2.89% | 13.32% | -10.43% | 9th bottom |
| Net Interest Margin | 1.24% | 3.93% | -2.69% | 0th bottom |
| Efficiency Ratio | 72.07% | 61.13% | +10.94% | 24th bottom |
| PPNR / Avg Assets | 0.35% | 1.68% | -1.33% | 6th bottom |
| Yield on Earning Assets | 4.19% | 5.67% | -1.48% | 4th bottom |
| Cost of Funds | 3.30% | 1.88% | +1.42% | 2nd bottom |
| Net Interest Spread | 0.91% | 3.32% | -2.41% | 1st bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.69% | 0.94% | -0.25% | 38th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.56% | 0.70% | -0.14% | 35th below |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 0.43% | 1.28% | -0.85% | 2nd bottom |
| ACL / NPLs (Coverage) | 62.98% | 1546.28% | -1483.30% | 15th bottom |
| Texas Ratio Ahead of the peer average, behind the median peer. | 5.98% | 7.34% | -1.36% | 35th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 18.64% | 19.48% | -0.84% | 72nd above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 18.64% | 19.52% | -0.88% | 72nd above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 19.37% | 20.60% | -1.23% | 70th above |
| Leverage Ratio | 8.80% | 12.14% | -3.34% | 10th bottom |
| Equity / Assets | 8.95% | 11.37% | -2.42% | 27th below |
| TCE / Tangible Assets | 8.95% | 11.08% | -2.13% | 30th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 89.38% | 80.66% | +8.72% | 30th below |
| Core Deposit Ratio | 100.00% | 86.85% | +13.15% | 100th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -1.88% | 6.84% | -8.72% | 11th bottom |
| Loan Growth (Y/Y) | 1.50% | 7.92% | -6.42% | 28th below |
| Deposit Growth (Y/Y) | -2.36% | 6.29% | -8.65% | 13th bottom |
See Glen Burnie Mutual Savings Bank's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Glen Burnie Mutual Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Glen Burnie Mutual Savings Bank profile, how to read a UBPR, or how this data updates.