Glen Burnie Mutual Savings Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The biggest quarter-over-quarter change on this page was a small one: Equity capital to total assets edged up 0.11 percentage points between Q1 2026 and Q2 2026, to 8.95%. Glen Burnie Mutual Savings Bank ranks 5th of 20 Maryland banks on CET1 ratio, in the upper half at 18.64% (Q2 2026). Glen Burnie Mutual Savings Bank reported 18.64% on CET1 ratio for Q2 2026, 3.57 points above the 15.07% median for banks in the $100M-1B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 18.64% |
| Tier 1 risk-based capital ratio | 18.64% |
| Total risk-based capital ratio | 19.37% |
| Tier 1 leverage ratio | 8.80% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $9.3M |
| Tier 1 capital | $9.3M |
| Total risk-based capital | $9.7M |
| Total equity capital | $9.3M |
| Risk-weighted assets | $49.9M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 8.95% |
| Tangible equity to tangible assets | 8.95% |
| Equity capital to average assets | 8.80% |
| Internal capital growth rate | 2.90% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $0 |
| Common stock surplus | $0 |
| Retained earnings | $9.3M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | $0 |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 16.46% | 16.46% | 17.16% | 7.80% | $52.1M |
| Q4 2023 | 17.17% | 17.17% | 17.89% | 8.00% | $50.4M |
| Q1 2024 | 17.40% | 17.40% | 18.13% | 8.05% | $50.0M |
| Q2 2024 | 17.40% | 17.40% | 18.12% | 8.23% | $50.4M |
| Q3 2024 | 17.61% | 17.61% | 18.33% | 8.24% | $50.3M |
| Q4 2024 | 17.95% | 17.95% | 18.68% | 8.41% | $49.8M |
| Q1 2025 | 17.91% | 17.91% | 18.64% | 8.47% | $50.1M |
| Q2 2025 | 17.93% | 17.93% | 18.66% | 8.44% | $50.4M |
| Q3 2025 | 18.07% | 18.07% | 18.80% | 8.47% | $50.4M |
| Q4 2025 | 18.25% | 18.25% | 18.97% | 8.67% | $50.3M |
| Q1 2026 | 18.49% | 18.49% | 19.21% | 8.74% | $50.0M |
| Q2 2026 | 18.64% | 18.64% | 19.37% | 8.80% | $49.9M |
Glen Burnie Mutual Savings Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Glen Burnie Mutual Savings Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Glen Burnie Mutual Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 27567) · FFIEC NIC profile (RSSD 508270)