Glen Burnie Mutual Savings Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The largest change between Q1 2026 and Q2 2026 was in Yield on securities, which fell 0.74 percentage points to 3.20%. Glen Burnie Mutual Savings Bank has the 1st lowest net interest margin of the 27 banks headquartered in Maryland, at 1.24% as of Q2 2026. Against a median of 3.95% for banks in the $100M-1B asset tier, Glen Burnie Mutual Savings Bank reported 1.24% on net interest margin in Q2 2026, 2.71 points lower.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 4.19% |
| Yield on loans | 4.37% |
| Yield on securities | 3.20% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 3.30% |
| Cost of interest-bearing deposits | 3.28% |
| Cost of interest-bearing liabilities | 3.28% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 1.24% |
| Yield to cost spread | 0.91% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $941K |
| Total interest expense | $774K |
| Interest expense on deposits | $774K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 4.05% | 3.47% | 0.90% | 4.00% | 4.49% |
| Q4 2023 | 4.11% | 3.09% | 1.27% | 4.07% | 4.27% |
| Q1 2024 | 4.16% | 3.28% | 1.17% | 4.09% | 2.93% |
| Q2 2024 | 4.20% | 3.19% | 1.30% | 4.12% | 4.06% |
| Q3 2024 | 4.19% | 3.16% | 1.36% | 4.13% | 4.45% |
| Q4 2024 | 4.13% | 3.19% | 1.24% | 4.13% | 4.27% |
| Q1 2025 | 4.09% | 3.16% | 1.23% | 4.15% | 4.27% |
| Q2 2025 | 4.15% | 3.17% | 1.28% | 4.21% | 4.16% |
| Q3 2025 | 4.17% | 3.18% | 1.31% | 4.24% | 4.31% |
| Q4 2025 | 4.21% | 3.19% | 1.35% | 4.35% | 4.00% |
| Q1 2026 | 4.15% | 3.14% | 1.34% | 4.35% | 3.94% |
| Q2 2026 | 4.19% | 3.30% | 1.24% | 4.37% | 3.20% |
Glen Burnie Mutual Savings Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Glen Burnie Mutual Savings Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Glen Burnie Mutual Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 27567) · FFIEC NIC profile (RSSD 508270)