Nashville Savings Bank
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Data as of · sourced from FFIEC call reports. How we update
Nashville Savings Bank is an FDIC-insured savings bank headquartered in Nashville, IL, established in 1893 (FDIC certificate 29677), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $107.9M, up 6.7% from Q2 2025, the 259th largest of 319 banks headquartered in Illinois. It reports no CET1 ratio; its Tier 1 leverage ratio was 12.89% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Savings bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 29677
- Headquarters
- Nashville, IL
- Established
- 1893
- Total assets, Q2 2026
- $107.9M
- Assets vs Q2 2025
- +6.7%
- Tier 1 leverage ratio, Q2 2026
- 12.89%
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 281971301
- Latest call report
- Q2 2026, FFIEC 051 · Nashville Savings Bank call report
- Asset rank in state
- 259th of 319 in Illinois
Nashville Savings Bank runs leaner than most banks of its size. Based in Nashville, Illinois, it had $108 million in assets at June 30, 2026, up 6.7% from a year earlier. It spends about 42 cents to bring in each dollar of revenue, lower than about 9 in 10 of the 2,660 banks with $100 million to $1 billion in assets (median 61 cents). It also carries problem assets equal to 0.0% of the capital and reserves that would absorb them, lower than about 9 in 10 banks its size (median 2.6%).
Net income for the quarter rose 27% from a year earlier, to $400,000. Over the same year, loans grew 2.2% and deposits grew 6.4%. Its margin is thin by comparison: it keeps 3.46 cents of net interest income on every dollar of earning assets, lower than about three-quarters of banks its size (median 3.95 cents).
As of June 30, 2026, Nashville Savings Bank reported a return on assets of 1.47%, a nonperforming-loan ratio of 0.00% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.
Nashville Savings Bank ranks as the 259th largest of the 319 banks based in Illinois, by total assets at Q2 2026. Between Q1 2026 and Q2 2026, its total assets fell 0.9% to $107.9M, loans rose 2.0% and deposits fell 1.2%. 1-4 family residential loans made up 34.7% of its total loans on June 30, 2026, its largest category; next came farmland and other real estate loans at 19.5%. The FDIC Summary of Deposits lists a single office for it, in Nashville, IL. Judged on its Q2 2026 call report, Nashville Savings Bank meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 209 E Lebanon St, Nashville, IL 62263
- County
- Washington
- Charter
- State-chartered stock savings bank, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- —
- Federal Reserve district
- District 8, St. Louis
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- January 1, 1893
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 7
- Domestic deposits
- $93.9M
- Allowance for credit losses
- $693K
- Net charge-offs (YTD)
- $0
- Average total assets
- $109.1M
- Average total loans
- $68.3M
- Average interest-bearing deposits
- $84.1M
- Tax status
- C corporation
- Ownership
- Mutual
- Community bank
- Yes
- FDIC-insured since
- August 9, 1989
- FDIC Cert
- 29677
- Fed RSSD
- 343770
- Website
- www.nashvillesavingsbk.com →
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Nashville Savings Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Nashville Savings Bank's total assets ran between $87.9M (Q3 2023) and $108.9M (Q1 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$107.9M total assets against $101.1M; $94.2M total liabilities against $88.6M.
$68.4M net loans and leases against $67.0M; $93.9M total deposits against $88.2M.
$27.7M securities against $21.2M; $10.2M cash and balances due against $11.6M.
$1.3M total interest income against $1.2M; $411K total interest expense against $433K.
$933K net interest income against $803K.
$11K total noninterest income against $8K; $398K total noninterest expense against $350K.
$0 provision for credit losses against $50K.
$400K net income against $315K.
1.47% return on assets against 1.25%; 3.46% net interest margin against 3.19%.
12.89% tier 1 leverage ratio against 12.60%.
Inside the full Nashville Savings Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeNashville Savings Bank rankings
Its closest position to the top of a national ranking is 287 of 3,606, for efficiency ratio; its furthest is 3,634 of 3,640, for Texas Ratio.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 0.91% (Q4 2024) to 1.47% (Q2 2026) and its net interest margin ran from 2.99% (Q3 2024) to 3.46% (Q2 2026).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 12.89% | 1.47% | 0.00% | 0.00% | 3.46% |
| Q1 2026 | 12.56% | 1.27% | 0.00% | 0.00% | 3.22% |
| Q4 2025 | 12.63% | 1.11% | 0.00% | 0.00% | 3.23% |
| Q3 2025 | 12.53% | 1.12% | 0.00% | 0.00% | 3.16% |
| Q2 2025 | 12.60% | 1.25% | 0.00% | 0.00% | 3.19% |
| Q1 2025 | 12.23% | 1.27% | 0.00% | 0.00% | 3.06% |
| Q4 2024 | 12.33% | 0.91% | 0.00% | 0.00% | 3.00% |
| Q3 2024 | 12.15% | 1.21% | 0.00% | 0.00% | 2.99% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Nashville Savings Bank (main office) | Nashville , IL | 62263 | $93.9M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in IL, rank 300 of 379 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Nashville Savings Bank
What are Nashville Savings Bank's total assets?
As of the Q2 2026 filing, Nashville Savings Bank reported total assets of $107.9 million in its FFIEC call report.
Where is Nashville Savings Bank headquartered?
It is headquartered in Nashville, IL, United States.
When was Nashville Savings Bank founded?
It was established in 1893, per the FDIC institution directory.
Is Nashville Savings Bank FDIC-insured?
Yes. It is an FDIC-insured savings bank (FDIC Certificate #29677). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Nashville Savings Bank?
Nashville Savings Bank's primary federal regulator is the FDIC.
How many branches does Nashville Savings Bank operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Nashville Savings Bank's Texas Ratio?
Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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