Nashville Savings Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Net interest margin rose 0.24 percentage points from Q1 2026 to Q2 2026, ending at 3.46% against 3.22%. It was the largest change among the key lines on this page. Within Illinois, Nashville Savings Bank is 206th of 323 on net interest margin, 3.46% as of Q2 2026, below the middle of the field. Nashville Savings Bank reported 3.46% on net interest margin for Q2 2026, 0.49 points below the 3.95% median for banks in the $100M-1B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 4.99% |
| Yield on loans | 5.78% |
| Yield on securities | 3.55% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.74% |
| Cost of interest-bearing deposits | 1.96% |
| Cost of interest-bearing liabilities | 1.96% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.46% |
| Yield to cost spread | 3.03% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $987K |
| Total interest expense | $411K |
| Interest expense on deposits | $411K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 4.15% | 1.27% | 3.02% | 4.87% | 1.95% |
| Q4 2023 | 4.40% | 1.37% | 3.19% | 5.03% | 2.17% |
| Q1 2024 | 4.49% | 1.57% | 3.12% | 5.17% | 2.46% |
| Q2 2024 | 4.69% | 1.75% | 3.16% | 5.23% | 2.70% |
| Q3 2024 | 4.78% | 2.04% | 2.99% | 5.32% | 2.81% |
| Q4 2024 | 4.79% | 2.02% | 3.00% | 5.37% | 2.94% |
| Q1 2025 | 4.74% | 1.90% | 3.06% | 5.39% | 3.18% |
| Q2 2025 | 4.91% | 1.96% | 3.19% | 5.49% | 3.35% |
| Q3 2025 | 4.93% | 2.02% | 3.16% | 5.60% | 3.40% |
| Q4 2025 | 4.92% | 1.94% | 3.23% | 5.66% | 3.31% |
| Q1 2026 | 4.81% | 1.81% | 3.22% | 5.65% | 3.41% |
| Q2 2026 | 4.99% | 1.74% | 3.46% | 5.78% | 3.55% |
Nashville Savings Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Nashville Savings Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Nashville Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 29677) · FFIEC NIC profile (RSSD 343770)