Nashville Savings Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Loan-to-deposit ratio climbed 2.28 percentage points in Q2 2026, from 71.37% to 73.65%. It was the largest change from Q1 2026 among the key lines here. Within Illinois, Nashville Savings Bank is 102nd of 323 on return on assets, 1.47% as of Q2 2026, above the middle of the field. The median for banks in the $100M-1B asset tier is 1.25% on return on assets. Nashville Savings Bank sits 0.21 points higher, at 1.47% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 12.89% |
| Equity capital to assets | 12.74% |
| Tangible equity to tangible assets | 12.74% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.01% |
| Non-performing assets ratio | 0.01% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.07% |
| Allowance for credit losses to loans | 1.00% |
| Reserve coverage of non-performing loans | 6930.00% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.47% |
| Return on equity | 11.77% |
| Net interest margin | 3.46% |
| Efficiency ratio | 42.14% |
| Yield on earning assets | 4.99% |
| Cost of funds | 1.74% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 73.65% |
| Core deposits to total deposits | 78.35% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 87.00% |
| Securities to assets | 25.65% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 12.53% | 1.01% | 3.02% | 0.00% | 0.00% |
| Q4 2023 | 12.11% | 1.07% | 3.19% | 0.00% | 0.00% |
| Q1 2024 | 12.41% | 1.10% | 3.12% | 0.00% | 0.00% |
| Q2 2024 | 11.99% | 1.19% | 3.16% | 0.00% | 0.00% |
| Q3 2024 | 12.15% | 1.21% | 2.99% | 0.00% | 0.00% |
| Q4 2024 | 12.33% | 0.91% | 3.00% | 0.00% | 0.00% |
| Q1 2025 | 12.23% | 1.27% | 3.06% | 0.00% | 0.00% |
| Q2 2025 | 12.60% | 1.25% | 3.19% | 0.00% | 0.00% |
| Q3 2025 | 12.53% | 1.12% | 3.16% | 0.00% | 0.00% |
| Q4 2025 | 12.63% | 1.11% | 3.23% | 0.00% | 0.00% |
| Q1 2026 | 12.56% | 1.27% | 3.22% | 0.00% | 0.00% |
| Q2 2026 | 12.89% | 1.47% | 3.46% | 0.01% | 0.00% |
Nashville Savings Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Nashville Savings Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Nashville Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 29677) · FFIEC NIC profile (RSSD 343770)