EagleBank
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Data as of · sourced from FFIEC call reports. How we update
EagleBank is an FDIC-insured commercial bank headquartered in Bethesda, MD, established in 1998 (FDIC certificate 34742), and it is supervised by the Federal Reserve. At Q2 2026 it reported total assets of $9.62B, down 8.8% from Q2 2025, the largest of 27 banks headquartered in Maryland. Its CET1 capital ratio was 14.95% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- Federal Reserve
- Deposit insurance
- FDIC
- FDIC certificate
- 34742
- Headquarters
- Bethesda, MD
- Established
- 1998
- Total assets, Q2 2026
- $9.62B
- Assets vs Q2 2025
- -8.8%
- CET1 ratio, Q2 2026
- 14.95%
- Domestic offices
- 14 FDIC institution directory, current count
- Routing number
- 055003298
- Holding company
- EAGLE BANCORP, INC.
- Asset rank in state
- 1st of 27 in Maryland
EagleBank spends more to run itself than most banks of its size. It reported $9.6 billion in assets at June 30, 2026, down 8.8% from a year earlier. It earns about $0.35 a year on every $100 of assets, a small fraction of the median of $1.29 for the 895 banks with $1 billion to $10 billion in assets. It also keeps 2.61 cents of net interest income on every dollar of earning assets, lower than about 9 in 10 banks its size (median 3.71 cents).
Problem loans eased: loans on nonaccrual or 90 or more days past due, net of government guarantees, were 2.05% of loans, down from 3.21% a year earlier. The commercial and industrial book ($1.2 billion) is worsening: 1.28% of it is past due or on nonaccrual, up from 0.13% a year earlier. Credit is the area to watch: it carries problem assets equal to 10.7% of the capital and reserves that would absorb them, about triple the median of 3.6% for banks its size.
As of June 30, 2026, EagleBank reported a CET1 capital ratio of 14.95%, a return on assets of 0.35%, a nonperforming-loan ratio of 2.05% and a Texas ratio of 10.73%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, EagleBank is the largest of the 27 banks headquartered in Maryland. Quarter on quarter (Q1 2026 to Q2 2026), its total assets fell 2.9% to $9.62B, loans fell 4.6% and deposits fell 4.6%. The largest part of its loan book on June 30, 2026 was non-owner-occupied commercial real estate loans, at 24.8% of total loans, ahead of owner-occupied commercial real estate loans at 19.1%. Its 13 offices in the FDIC Summary of Deposits are in 9 cities across 3 states; its Bethesda 2 offices book 64% of its branch deposits. Judged on its Q2 2026 call report, EagleBank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 7500 Old Georgetown Rd, Bethesda, MD 20814
- County
- Montgomery
- Metro Area
- Washington-Arlington-Alexandria, DC-Va-MD-WV
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- Federal Reserve
- FDIC Region
- New York (Region 2)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 5, Richmond
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 041
- Established
- July 20, 1998
- Domestic offices
- 14 FDIC institution directory, current count
- Employees (FTE)
- 497
- Domestic deposits
- $8.20B
- Allowance for credit losses
- $121.1M
- Net charge-offs (YTD)
- $73.9M
- Average total assets
- $10.59B
- Average total loans
- $6.89B
- Average interest-bearing deposits
- $8.99B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- July 20, 1998
- FDIC Cert
- 34742
- Fed RSSD
- 2652092
- SEC CIK
- 1050441 → filed by EAGLE BANCORP, INC.
- Website
- www.eaglebankcorp.com →
- Parent Holding Company
- EAGLE BANCORP, INC. (RSSD 2652104) · EGBN
Management
Senior officers at parent holding company, from SEC Form 3/4/5 disclosures
| Name | Role | Title |
|---|---|---|
| Curley Stephen Russell | CEO | President/CEO |
| Pozez Norman Robert | CHR | Executive Chairman |
| Eric R Newell | CFO | Senior EVP, CFO |
| Paul Saltzman | GC | EVP/Chief Legal Officer |
| Kevin P Geoghegan | CCO | EVP, Chief Credit Officer |
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, EagleBank's total assets ranged from $9.62B (Q2 2026) to $11.61B (Q4 2023), and it earned a profit in 9 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$9.62B total assets against $10.55B; $8.45B total liabilities against $9.35B.
$6.55B net loans and leases against $7.58B; $8.20B total deposits against $9.13B.
$1.69B securities against $2.02B; $625.7M cash and balances due against $257.3M.
$126.5M total interest income against $151.0M; $62.3M total interest expense against $81.8M.
$64.2M net interest income against $69.2M.
$10.8M total noninterest income against $8.5M; $42.5M total noninterest expense against $42.8M.
$21.9M provision for credit losses against $139.9M.
$9.3M net income against -$68.0M.
0.35% return on assets against -2.24%; 2.61% net interest margin against 2.37%.
14.95% CET1 capital ratio against 14.25%; 11.49% tier 1 leverage ratio against 10.78%.
Inside the full EagleBank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Commercial real estate loans are between 200% and 300% of total capital, approaching the 2006 interagency guidance threshold of 300% that triggers heightened supervisory attention. BankRegReports early-warning band below the 300% guidance.
EagleBank rankings
Its closest position to the top of a national ranking is 162 of 4,196, for total assets; its furthest is 3,364 of 3,611, for ROA.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from -2.24% (Q3 2025) to 0.69% (Q3 2024) and its net interest margin ran from 2.30% (Q1 2025) to 2.61% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 14.95% | 0.35% | 2.05% | 10.73% | 2.61% |
| Q1 2026 | 14.13% | 0.61% | 2.63% | 14.19% | 2.53% |
| Q4 2025 | 13.36% | 0.02% | 2.68% | 15.24% | 2.49% |
| Q3 2025 | 13.85% | -2.24% | 3.23% | 19.67% | 2.48% |
| Q2 2025 | 14.25% | -2.24% | 3.21% | 18.18% | 2.37% |
| Q1 2025 | 14.82% | 0.12% | 2.52% | 14.64% | 2.30% |
| Q4 2024 | 14.77% | 0.64% | 2.63% | 15.72% | 2.32% |
| Q3 2024 | 14.38% | 0.69% | 1.69% | 10.26% | 2.36% |
Swipe the table sideways to see every column.
Branch Network
View all 13 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| EagleBank (main office) | Bethesda , MD | 20814 | $2.63B |
| Bethesda Branch | Bethesda , MD | 20814 | $2.59B |
| K Street Branch | Washington , DC | 20006 | $1.02B |
| Fairfax Branch | Fairfax , VA | 22030 | $393.3M |
| Tysons Branch | Vienna , VA | 22182 | $276.9M |
| Shady Grove Branch | Rockville , MD | 20850 | $228.9M |
| Silver Spring Branch | Silver Spring , MD | 20910 | $191.4M |
| Twinbrook Branch | Rockville , MD | 20852 | $190.7M |
| Ballston Branch | Arlington , VA | 22203 | $166.3M |
| Mcpherson Square Branch | Washington , DC | 20005 | $164.2M |
| Park Potomac Branch | Potomac , MD | 20854 | $163.5M |
| Gallery Place Branch | Washington , DC | 20001 | $92.7M |
| Chevy Chase Branch | Chevy Chase , MD | 20815 | $91.4M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| November 1, 2014 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| November 1, 2014 | Structure Change | Acquired Virginia Heritage Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| September 1, 2008 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| September 1, 2008 | Structure Change | Acquired Fidelity & Trust Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 4 events.
Regulatory record
Facts as filed or published, not a rating.
- Enforcement actions
- 1 against the institution (Federal Reserve); 2 against individuals associated with it
- August 15, 2022, Federal Reserve: Civil Money Penalty: EagleBank
- Period: Most recent institution action August 15, 2022. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 3.0% of deposits in MD, rank 9 of 69 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 3 applications, 3 loans originated, $57.2M originated, across 3 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 4 loans, $1.5M approved, $374K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about EagleBank
What are EagleBank's total assets?
As of the Q2 2026 filing, EagleBank reported total assets of $9.62 billion in its FFIEC call report.
Where is EagleBank headquartered?
It is headquartered in Bethesda, MD, United States.
When was EagleBank founded?
It was established in 1998, per the FDIC institution directory.
Is EagleBank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #34742). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates EagleBank?
EagleBank's primary federal regulator is the Federal Reserve.
What is EagleBank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 14.95% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does EagleBank operate?
It operates 14 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is EagleBank's Texas Ratio?
Its Texas Ratio is 10.73% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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