EagleBank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
Equity capital to average assets rose 0.57 percentage points from Q1 2026 to Q2 2026, ending at 11.07% against 10.50%. It was the largest change among the key lines on this page. EagleBank ranks 8th of 20 Maryland banks on CET1 ratio, in the upper half at 14.95% (Q2 2026). EagleBank reported 14.95% on CET1 ratio for Q2 2026, 1.45 points above the 13.49% median for banks in the $1B-10B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 14.95% |
| Tier 1 risk-based capital ratio | 14.95% |
| Total risk-based capital ratio | 16.20% |
| Tier 1 leverage ratio | 11.49% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $1.21B |
| Tier 1 capital | $1.21B |
| Total risk-based capital | $1.31B |
| Total equity capital | $1.17B |
| Risk-weighted assets | $8.10B |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 12.19% |
| Tangible equity to tangible assets | 12.19% |
| Equity capital to average assets | 11.07% |
| Internal capital growth rate | 3.10% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $4.6M |
| Common stock surplus | $676.1M |
| Retained earnings | $584.9M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$93.2M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 13.72% | 13.72% | 14.59% | 10.99% | $9.65B |
| Q4 2023 | 13.91% | 13.91% | 14.81% | 10.72% | $9.56B |
| Q1 2024 | 13.81% | 13.81% | 14.89% | 10.25% | $9.54B |
| Q2 2024 | 13.95% | 13.95% | 15.10% | 10.59% | $9.52B |
| Q3 2024 | 14.38% | 14.38% | 15.59% | 10.81% | $9.40B |
| Q4 2024 | 14.77% | 14.77% | 16.00% | 10.82% | $9.30B |
| Q1 2025 | 14.82% | 14.82% | 16.08% | 11.24% | $9.29B |
| Q2 2025 | 14.25% | 14.25% | 15.51% | 10.78% | $9.17B |
| Q3 2025 | 13.85% | 13.85% | 15.11% | 10.57% | $8.92B |
| Q4 2025 | 13.36% | 13.36% | 14.61% | 9.92% | $8.91B |
| Q1 2026 | 14.13% | 14.13% | 15.39% | 10.87% | $8.50B |
| Q2 2026 | 14.95% | 14.95% | 16.20% | 11.49% | $8.10B |
EagleBank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock EagleBank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full EagleBank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 34742) · FFIEC NIC profile (RSSD 2652092)