EagleBank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Core deposits to total deposits: 2.41 percentage points higher than in Q1 2026, at 59.56%. Within Maryland, EagleBank is 20th of 27 on loan-to-deposit ratio, 81.35% as of Q2 2026. EagleBank reported 81.35% on loan-to-deposit ratio for Q2 2026, 6.85 points below the 88.20% median for banks in the $1B-10B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $625.7M |
| Cash and noninterest-bearing balances to assets | 6.51% |
| Cash and securities | $2.31B |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $100.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 1.04% |
| Trading liabilities | $24.3M |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 81.35% |
| Net loans and leases to deposits | 79.87% |
| Loans and leases to core deposits | 89.04% |
| Core deposits to total deposits | 59.56% |
| Brokered deposits to total deposits | 31.92% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 94.13% | 69.06% | $25.7M | $1.30B |
| Q4 2023 | 90.08% | 70.05% | $30.6M | $1.30B |
| Q1 2024 | 93.50% | 48.87% | $37.1M | $1.60B |
| Q2 2024 | 96.41% | 50.90% | $39.2M | $1.59B |
| Q3 2024 | 93.02% | 52.89% | $32.0M | $1.24B |
| Q4 2024 | 86.68% | 50.63% | $33.2M | $490.0M |
| Q1 2025 | 85.65% | 52.24% | $32.4M | $490.0M |
| Q2 2025 | 84.95% | 54.29% | $23.4M | $50.0M |
| Q3 2025 | 78.55% | 54.85% | $13.7M | $0 |
| Q4 2025 | 80.63% | 55.41% | $0 | $0 |
| Q1 2026 | 81.36% | 57.15% | $0 | $0 |
| Q2 2026 | 81.35% | 59.56% | $0 | $100.0M |
EagleBank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock EagleBank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full EagleBank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 34742) · FFIEC NIC profile (RSSD 2652092)