EagleBank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks EagleBank of Bethesda, MD against its peer group of 941 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.35% | 1.34% | -0.99% | 5th bottom |
| ROAE | 3.19% | 12.34% | -9.15% | 4th bottom |
| Net Interest Margin | 2.61% | 3.83% | -1.22% | 5th bottom |
| Efficiency Ratio | 55.79% | 58.97% | -3.18% | 58th above |
| PPNR / Avg Assets | 1.23% | — | — | 22nd bottom |
| Yield on Earning Assets | 5.12% | 5.71% | -0.59% | 26th below |
| Cost of Funds | 2.36% | 2.02% | +0.34% | 27th below |
| Net Interest Spread | 1.51% | — | — | 2nd bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 2.05% | 0.87% | +1.18% | 8th bottom |
| NPA / Total Assets | 1.44% | — | — | 11th bottom |
| NCO / Avg Loans | 2.78% | 0.43% | +2.35% | 2nd bottom |
| ACL / Total Loans | 1.82% | — | — | 93rd top |
| ACL / NPLs (Coverage) | 88.48% | — | — | 19th bottom |
| Texas Ratio | 10.73% | 5.48% | +5.25% | 15th bottom |
| Provision / NCO | 45.70% | — | — | 21st bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 14.95% | 14.99% | -0.04% | 69th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 14.95% | 15.02% | -0.07% | 68th above |
| Total Capital Ratio | 16.20% | — | — | 69th above |
| Leverage Ratio | 11.49% | 11.11% | +0.38% | 69th above |
| Equity / Assets | 12.19% | 11.02% | +1.17% | 77th top |
| TCE / Tangible Assets | 12.19% | — | — | 83rd top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 81.35% | 86.99% | -5.64% | 66th above |
| Core Deposit Ratio | 59.56% | 85.57% | -26.01% | 3rd bottom |
| Uninsured Deposit Ratio | 27.69% | 33.19% | -5.50% | 60th above |
| Wholesale Funding Ratio | 1.04% | — | — | 81st top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -8.83% | — | — | 1st bottom |
| Loan Growth (Y/Y) | -14.01% | — | — | 1st bottom |
| Deposit Growth (Y/Y) | -10.20% | — | — | 1st bottom |
See EagleBank's peers by name
The 941 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock EagleBank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full EagleBank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the EagleBank peer analysis.