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Liquidity & Balance Sheet · Maryland

US Banks with Highest Share of Uninsured Deposits in Maryland

Ranked among banks headquartered in Maryland. Re-ranked 1-10 within the state from the same national ranking population.

#1 Share of Uninsured Deposits: CAPITAL BANK, NATIONAL ASSOCIATION — 42.04% . Uninsured deposits — those above the $250K FDIC insurance threshold — have economic incentive to flee at the first sign of trouble. The risk Silicon Valley Bank's failure brought to national attention.

Ranked: 10 banks with reported data Showing: Top 10 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry
# Bank HQ US Banks with … Total Assets
1 Capital Bank, N.A. Rockville , MD 42.04% $3.76B
2 Sandy Spring Bank Olney , MD 37.61% $13.77B
3 Middletown Valley Bank Middletown , MD 26.42% $1.15B
4 Eaglebank Bethesda , MD 25.76% $9.90B
5 First United Bank & Trust Oakland , MD 23.50% $2.01B
6 Presidential Bank, FSB Bethesda , MD 18.76% $1.02B
7 Shore United Bank, N.A. Easton , MD 16.99% $6.20B
8 Cfg Bank Lutherville , MD 14.66% $5.73B
9 Forbright Bank Potomac , MD 13.62% $8.25B
10 Rosedale Bank Nottingham , MD 4.55% $1.35B
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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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