Skip to main content

Liquidity & Balance Sheet · Texas

US Banks with Highest Share of Uninsured Deposits in Texas

Ranked among banks headquartered in Texas. Re-ranked 1-94 within the state from the same national ranking population.

#1 Share of Uninsured Deposits: TIB, NATIONAL ASSOCIATION — 92.85% . Uninsured deposits — those above the $250K FDIC insurance threshold — have economic incentive to flee at the first sign of trouble. The risk Silicon Valley Bank's failure brought to national attention.

Ranked: 94 banks with reported data Showing: Top 94 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry
# Bank HQ US Banks with … Total Assets
1 Tib, N.A. Farmers Branch , TX 92.85% $3.00B
2 Monet Bank Plano , TX 76.94% $3.17B
3 Pegasus Bank Dallas , TX 69.35% $1.50B
4 Texas Community Bank Laredo , TX 64.33% $2.24B
5 Lone Star National Bank Pharr , TX 61.23% $3.41B
6 West Texas National Bank Midland , TX 61.00% $2.78B
7 Benchmark Bank Plano , TX 59.51% $1.59B
8 First State Bank of Uvalde Uvalde , TX 59.37% $1.76B
9 Weststar Bank El Paso , TX 59.28% $3.17B
10 Stellar Bank Houston , TX 59.03% $10.89B
Full financials, 24-year trends & peer benchmarks on every institution — free. Start free →
11 Dallas Capital Bank, N.A. Dallas , TX 57.86% $1.20B
12 Texas Partners Bank San Antonio , TX 57.36% $2.43B
13 Plainscapital Bank University Park , TX 55.31% $12.44B
14 Jefferson Bank San Antonio , TX 55.19% $2.79B
15 Comerica Bank Dallas , TX 53.98% $80.05B
16 First United Bank Dimmitt , TX 51.34% $2.45B
17 Frost Bank San Antonio , TX 51.34% $52.77B
18 Texas Regional Bank Harlingen , TX 50.46% $2.96B
19 Texas Security Bank Dallas , TX 50.45% $1.37B
20 Texas First Bank Texas City , TX 50.13% $2.38B
21 Inwood National Bank Dallas , TX 49.91% $4.44B
22 Horizon Bank, Ssb Austin , TX 49.72% $2.44B
23 Amarillo National Bank Amarillo , TX 49.24% $10.23B
24 Texas Bank and Trust Company Longview , TX 48.80% $4.46B
25 Community National Bank Midland , TX 47.36% $2.58B
26 Vantage Bank Texas San Antonio , TX 47.10% $4.93B
27 American Momentum Bank College Station , TX 46.89% $2.83B
28 Alliance Bank Central Texas Woodway , TX 46.46% $1.31B
29 Moody National Bank Galveston , TX 45.88% $1.51B
30 Veritex Community Bank Dallas , TX 45.56% $12.71B
31 Vista Bank Dallas , TX 45.18% $2.54B
32 Central Bank Houston , TX 45.14% $1.35B
33 Central National Bank Waco , TX 45.00% $1.45B
34 Independent Bank Mckinney , TX 44.83% $17.54B
35 First Financial Bank Abilene , TX 44.59% $15.32B
36 American National Bank of Texas, the Terrell , TX 44.53% $5.55B
37 Southwestern National Bank Houston , TX 43.90% $1.39B
38 North Dallas Bank & Trust CO. Dallas , TX 43.77% $1.88B
39 Wallis Bank Wallis , TX 43.70% $1.40B
40 Prosperity Bank El Campo , TX 42.35% $43.61B
41 Alliance Bank Sulphur Springs , TX 42.14% $1.37B
42 Susser Bank Dallas , TX 41.90% $2.90B
43 Falcon International Bank Laredo , TX 41.70% $2.28B
44 Broadway National Bank San Antonio , TX 41.19% $5.74B
45 Texas Capital Bank Dallas , TX 41.19% $33.21B
46 American Bank, National Association Corpus Christi , TX 40.99% $2.51B
47 Citizens State Bank Somerville , TX 40.71% $1.21B
48 First State Bank Gainesville , TX 40.58% $1.81B
49 International Bank of Commerce Laredo , TX 39.31% $9.89B
50 Southside Bank Tyler , TX 38.41% $8.80B
51 American National Bank & Trust Wichita Falls , TX 38.40% $2.47B
52 First National Bank of Bastrop, the Bastrop , TX 38.39% $1.10B
53 Community National Bank & Trust of Texas Corsicana , TX 37.23% $1.68B
54 Texasbank Fort Worth , TX 36.75% $2.47B
55 Pointbank Pilot Point , TX 36.25% $1.14B
56 City Bank Lubbock , TX 36.09% $4.64B
57 Rio Bank Mcallen , TX 35.46% $1.43B
58 Sunflower Bank, N.A. Dallas , TX 35.12% $8.55B
59 Guaranty Bank & Trust, N.A. Mount Pleasant , TX 33.12% $3.11B
60 Southstar Bank, S.S.B. Moulton , TX 32.73% $1.34B
61 Firstbank Southwest Amarillo , TX 32.60% $1.86B
62 Commercial Bank of Texas, N.A. Nacogdoches , TX 31.39% $1.71B
63 United Texas Bank, N.A. Dallas , TX 31.28% $1.02B
64 American Bank of Commerce Wolfforth , TX 31.07% $1.78B
65 Third Coast Bank Humble , TX 31.02% $6.58B
66 Peoples Bank Lubbock , TX 30.29% $1.16B
67 Pinnacle Bank Fort Worth , TX 30.24% $2.71B
68 First National Bank Wichita Falls , TX 30.14% $1.15B
69 International Bank of Commerce Brownsville , TX 29.89% $4.52B
70 Verabank, N.A. Henderson , TX 28.92% $4.53B
71 Woodforest National Bank The Woodlands , TX 28.78% $9.18B
72 First Texas Bank Georgetown , TX 27.38% $1.33B
73 City National Bank of Sulphur Springs, the Sulphur Springs , TX 27.33% $1.37B
74 Security State Bank & Trust Fredericksburg , TX 26.67% $1.98B
75 First National Bank and Trust Company of Weatherford Dba First Bank Texas Weatherford , TX 25.90% $965.4M
76 Cornerstone Capital Bank, Ssb Houston , TX 25.28% $3.80B
77 Tbk Bank, Ssb Dallas , TX 25.11% $6.87B
78 Citizens State Bank Buffalo , TX 25.01% $950.3M
79 Austin Bank, Texas N.A. Jacksonville , TX 24.72% $3.27B
80 Citizens National Bank of Texas Waxahachie , TX 24.34% $2.11B
81 Legend Bank, N. A. Bowie , TX 23.87% $1.25B
82 American First National Bank Houston , TX 21.63% $2.86B
83 First National Bank of Central Texas Waco , TX 21.43% $1.70B
84 Golden Bank, N.A. Houston , TX 21.42% $2.25B
85 Extraco Banks, N.A. Temple , TX 19.02% $2.50B
86 State Bank of Texas Irving , TX 17.22% $2.76B
87 Charles Schwab Bank, Ssb Westlake , TX 16.11% $242.91B
88 Nexbank Dallas , TX 13.19% $13.44B
89 First National Bank Texas Dba First Convenience Bank Killeen , TX 8.06% $4.68B
90 Charles Schwab Trust Bank Westlake , TX 5.26% $10.42B
91 First Command Bank Fort Worth , TX 4.50% $1.09B
92 Charles Schwab Premier Bank, Ssb Westlake , TX 2.86% $27.44B
93 Texas Exchange Bank Crowley , TX 1.31% $4.27B
94 Wells Fargo Bank South Central, N.A. Houston , TX 0.44% $2.70B

More Liquidity & Balance Sheet rankings

Go past the leaderboard — open any bank for its full financials, 24-year trends, and peer percentiles. Free, no card required.

Start free — no card required

All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

Explore more: all rankings · glossary · browse all banks