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Liquidity & Balance Sheet · South Dakota

US Banks with Highest Share of Uninsured Deposits in South Dakota

Ranked among banks headquartered in South Dakota. Re-ranked 1-18 within the state from the same national ranking population.

#1 Share of Uninsured Deposits: FIRST PREMIER BANK — 54.48% . Uninsured deposits — those above the $250K FDIC insurance threshold — have economic incentive to flee at the first sign of trouble. The risk Silicon Valley Bank's failure brought to national attention.

Ranked: 18 banks with reported data Showing: Top 18 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry
# Bank HQ US Banks with … Total Assets
1 First Premier Bank Sioux Falls , SD 54.48% $3.55B
2 Wells Fargo Bank, N.A. Sioux Falls , SD 47.71% $1.85T
3 Citibank, N.A. Sioux Falls , SD 44.79% $1.93T
4 First Savings Bank Beresford , SD 44.33% $1.59B
5 First National Bank Fort Pierre , SD 42.88% $2.05B
6 American Bank & Trust Sioux Falls , SD 36.68% $2.24B
7 First National Bank in Sioux Falls, the Sioux Falls , SD 34.91% $2.11B
8 First Bank & Trust Brookings , SD 33.11% $4.87B
9 First Dakota National Bank Yankton , SD 31.77% $3.30B
10 Dacotah Bank Aberdeen , SD 31.69% $4.87B
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11 Pioneer Bank & Trust Belle Fourche , SD 29.60% $985.9M
12 Bankwest, Incorporated Pierre , SD 29.19% $1.92B
13 Plains Commerce Bank Sioux Falls , SD 29.16% $1.35B
14 Cortrust Bank N.A. Mitchell , SD 20.38% $1.58B
15 Sunrise Banks, N.A. Sioux Falls , SD 17.72% $2.73B
16 Pathward, N.A. Sioux Falls , SD 11.23% $7.11B
17 Bancorp Bank N.A., the Sioux Falls , SD 2.88% $9.90B
18 1st Financial Bank USA Dakota Dunes , SD 2.75% $1.33B

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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