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Liquidity & Balance Sheet · Ohio

US Banks with Highest Share of Uninsured Deposits in Ohio

Ranked among banks headquartered in Ohio. Re-ranked 1-40 within the state from the same national ranking population.

#1 Share of Uninsured Deposits: SUTTON BANK — 90.35% . Uninsured deposits — those above the $250K FDIC insurance threshold — have economic incentive to flee at the first sign of trouble. The risk Silicon Valley Bank's failure brought to national attention.

Ranked: 40 banks with reported data Showing: Top 40 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry
# Bank HQ US Banks with … Total Assets
1 Sutton Bank Attica , OH 90.35% $1.68B
2 Signature Bank, N.A. Toledo , OH 58.69% $1.28B
3 National Cooperative Bank, N.A. Hillsboro , OH 57.86% $4.15B
4 Keybank N.A. Cleveland , OH 51.82% $185.98B
5 U.S. Bank N.A. Cincinnati , OH 51.80% $683.38B
6 Westfield Bank, FSB Westfield Center , OH 49.43% $2.06B
7 Fifth Third Bank, N.A. Cincinnati , OH 46.39% $296.12B
8 JPMorgan Chase Bank, N.A. Columbus , OH 46.20% $4.02T
9 Citizens National Bank of Bluffton, the Bluffton , OH 42.28% $1.08B
10 North Side Bank and Trust Company, the Cincinnati , OH 42.17% $1.16B
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11 First Financial Bank Cincinnati , OH 41.81% $22.69B
12 Middlefield Banking Company, the Middlefield , OH 37.66% $1.90B
13 Ohio Valley Bank Company, the Gallipolis , OH 36.41% $1.66B
14 Heartland Bank Whitehall , OH 35.84% $1.97B
15 Farmers National Bank of Canfield, the Canfield , OH 35.03% $7.22B
16 Waterford Bank, Na Toledo , OH 34.95% $1.72B
17 Premier Bank Youngstown , OH 34.70% $8.56B
18 Consumers National Bank Minerva , OH 33.70% $1.24B
19 Huntington National Bank, the Columbus , OH 31.78% $284.14B
20 Vinton County National Bank Mc Arthur , OH 30.46% $1.58B
21 Cfbank N.A. Columbus , OH 29.79% $2.14B
22 Croghan Colonial Bank, the Fremont , OH 28.67% $1.35B
23 Peoples Bank Marietta , OH 27.40% $9.64B
24 State Bank and Trust Company, the Defiance , OH 26.49% $1.60B
25 First State Bank Winchester , OH 24.39% $1.19B
26 Union Bank Company, the Columbus Grove , OH 24.02% $1.21B
27 Richwood Banking Company, INC., the Richwood , OH 23.96% $1.27B
28 Commercial and Savings Bank of Millersburg, Ohio, the Millersburg , OH 23.86% $1.27B
29 Merchants National Bank Hillsboro , OH 23.82% $1.34B
30 Erebor Bank, N.A. Columbus , OH 23.31% $1.70B
31 Park National Bank, the Newark , OH 22.25% $12.93B
32 Liberty Savings Bank, F.S.B. Wilmington , OH 21.94% $1.12B
33 Civista Bank Sandusky , OH 18.07% $4.29B
34 First Federal Savings and Loan Association of Lakewood Lakewood , OH 17.25% $2.92B
35 Main Street Bank CORP. Wooster , OH 15.38% $1.53B
36 Guardian Savings Bank West Chester , OH 14.72% $1.38B
37 Union Savings Bank Cincinnati , OH 14.18% $4.01B
38 Lcnb National Bank Lebanon , OH 13.45% $2.23B
39 Farmers & Merchants State Bank, the Archbold , OH 11.94% $3.48B
40 Third Federal Savings & Loan Association of Cleveland Cleveland , OH 3.80% $17.47B

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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