Sutton Bank
Capital moved notably last quarter — CET1 ratio of 31.32% was up 181bps from the prior quarter. Headquartered in Attica, Sutton Bank serves the Ohio market as a community-focused commercial bank. Sutton's Q1 2026 balance sheet shows $1.7B in assets funded primarily by $1.5B in customer deposits. The bank posts a strong 3.75% ROA and 37.14% ROE. Capital cushions are healthy: 31.32% CET1, 10.26% Tier 1 leverage. Asset quality is solid — 0.50% nonperforming loans and a 0.94% Texas Ratio. 9 branches make up the footprint.
Headquarters Profile
- Address
- 1 S Main St, ATTICA, OH 44807
- County
- Seneca
- Metro Area
- TIFFIN, OH
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 9
- Established
- January 1, 1878
- Branches
- 9 domestic
- Employees (FTE)
- 230
- FDIC Cert
- 5962
- Fed RSSD
- 110413
- Website
- www.suttonbank.com →
- Parent Holding Company
- SUTTON BANCSHARES, INC. (RSSD 1134500)
Capital & Liquidity
Inside the full Sutton Bank terminal
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Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
Over 70% of deposits sit above the $250K FDIC insurance threshold. This is the depositor-concentration profile that triggered Silicon Valley Bank's March 2023 deposit run.
Sutton Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
- FailureFailure / assisted resolutionFDIC FAILURES
Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 1 event.
Similar banks
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Frequently asked about Sutton Bank
What are Sutton Bank's total assets?
As of the Q1 2026 filing, Sutton Bank reported total assets of $1.68 billion in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Sutton Bank headquartered?
Sutton Bank is headquartered in ATTICA, OH, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Sutton Bank founded?
Sutton Bank was established in 1878, per the FDIC institution directory.
Is Sutton Bank FDIC-insured?
Yes. Sutton Bank is an FDIC-insured commercial bank (FDIC Certificate #5962). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Sutton Bank?
Sutton Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Sutton Bank's CET1 capital ratio?
Sutton Bank reported a Common Equity Tier 1 (CET1) capital ratio of 31.32% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does Sutton Bank operate?
Sutton Bank operates 9 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Sutton Bank's Texas Ratio?
Sutton Bank's Texas Ratio is 0.94% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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