Sutton Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Sutton Bank of Attica, OH against its peer group of 941 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 3.77% | 1.34% | +2.43% | 98th top |
| ROAE | 38.33% | 12.34% | +25.99% | 99th top |
| Net Interest Margin | 4.22% | 3.83% | +0.39% | 80th top |
| Efficiency Ratio | 44.68% | 58.97% | -14.29% | 87th top |
| PPNR / Avg Assets | 3.77% | — | — | 98th top |
| Yield on Earning Assets | 4.41% | 5.71% | -1.30% | 6th bottom |
| Cost of Funds | 0.29% | 2.02% | -1.73% | 99th top |
| Net Interest Spread | 3.29% | — | — | 64th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.02% | 0.87% | -0.85% | 95th top |
| NPA / Total Assets | 0.00% | — | — | 96th top |
| NCO / Avg Loans | 0.01% | 0.43% | -0.42% | 65th above |
| ACL / Total Loans | 1.21% | — | — | 60th above |
| ACL / NPLs (Coverage) | 7140.79% | — | — | — |
| Texas Ratio | 0.03% | 5.48% | -5.45% | 96th top |
| Provision / NCO | 0.00% | — | — | 11th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 30.34% | 14.99% | +15.35% | 97th top |
| Tier 1 Ratio | 30.34% | 15.02% | +15.32% | 97th top |
| Total Capital Ratio | 31.12% | — | — | 97th top |
| Leverage Ratio | 10.01% | 11.11% | -1.10% | 37th below |
| Equity / Assets | 13.10% | 11.02% | +2.08% | 85th top |
| TCE / Tangible Assets | 13.10% | — | — | 88th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 29.76% | 86.99% | -57.23% | 98th top |
| Core Deposit Ratio | 77.99% | 85.57% | -7.58% | 17th bottom |
| Uninsured Deposit Ratio | 89.24% | 33.19% | +56.05% | 0th bottom |
| Wholesale Funding Ratio | 0.08% | — | — | 95th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 8.17% | — | — | 67th above |
| Loan Growth (Y/Y) | 14.10% | — | — | 84th top |
| Deposit Growth (Y/Y) | 8.01% | — | — | 65th above |
See Sutton Bank's peers by name
The 941 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Sutton Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Sutton Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Sutton Bank peer analysis.