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Liquidity & Balance Sheet · Alabama

US Banks with Highest Share of Uninsured Deposits in Alabama

Ranked among banks headquartered in Alabama. Re-ranked 1-17 within the state from the same national ranking population.

#1 Share of Uninsured Deposits: SERVISFIRST BANK — 66.19% . Uninsured deposits — those above the $250K FDIC insurance threshold — have economic incentive to flee at the first sign of trouble. The risk Silicon Valley Bank's failure brought to national attention.

Ranked: 17 banks with reported data Showing: Top 17 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry
# Bank HQ US Banks with … Total Assets
1 Servisfirst Bank Homewood , AL 66.19% $18.17B
2 Oakworth Capital Bank Birmingham , AL 59.12% $2.04B
3 Bryant Bank Tuscaloosa , AL 57.71% $2.92B
4 Troy Bank & Trust Company Troy , AL 53.99% $1.56B
5 First Bank of Alabama Talladega , AL 49.38% $1.37B
6 Peoples Bank of Alabama Cullman , AL 47.00% $1.43B
7 United Bank Atmore , AL 45.34% $1.45B
8 River Bank & Trust Prattville , AL 43.13% $3.92B
9 Bank Independent Sheffield , AL 42.82% $2.95B
10 Auburnbank Auburn , AL 41.08% $1.03B
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11 Regions Bank Birmingham , AL 39.37% $159.43B
12 Metro Bank Pell City , AL 38.00% $1.20B
13 Citizens Bank & Trust Guntersville , AL 33.68% $1.17B
14 Cb&s Bank, INC. Russellville , AL 32.92% $2.94B
15 Southern States Bank Anniston , AL 32.74% $2.87B
16 First US Bank Birmingham , AL 22.10% $1.17B
17 Southpoint Bank Birmingham , AL 12.74% $1.44B

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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