Skip to main content

Capital · South Dakota

US Banks with Highest Tier 1 Leverage Ratio in South Dakota

Ranked among banks headquartered in South Dakota. Re-ranked 1-43 within the state from the same national ranking population.

#1 Tier 1 Leverage Ratio: U.S. BANK TRUST NATIONAL ASSOCIATION SD — 99.89% . The Tier 1 Leverage Ratio measures Tier 1 capital against unweighted average assets — a simpler backstop that prevents banks from gaming the risk-based capital rules.

Ranked: 43 banks with reported data Showing: Top 43 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry
# Bank HQ US Banks with … Total Assets
1 U.S. Bank Trust N.A. Sd Sioux Falls , SD 99.89% $189.9M
2 Anchorage Digital Bank N.A. Sioux Falls , SD 89.33% $1.14B
3 First National Bank Fort Pierre , SD 21.18% $2.05B
4 First Savings Bank Beresford , SD 19.11% $1.59B
5 First National Bank Oldham , SD 18.30% $484.3M
6 Great Plains Bank Eureka , SD 17.50% $151.3M
7 Merchants State Bank Freeman , SD 17.13% $217.6M
8 1st Financial Bank USA Dakota Dunes , SD 16.98% $1.33B
9 Security National Bank of South Dakota Dakota Dunes , SD 13.78% $253.2M
10 First Premier Bank Sioux Falls , SD 13.75% $3.55B
Full financials, 24-year trends & peer benchmarks on every institution — free. Start free →
11 First State Bank of Roscoe Roscoe , SD 13.32% $152.3M
12 Campbell County Bank Herreid , SD 12.31% $247.1M
13 Black Hills Community Bank, N.A. Rapid City , SD 11.86% $495.9M
14 First National Bank in Philip Philip , SD 11.67% $465.7M
15 Citizens State Bank of Arlington Arlington , SD 11.63% $155.1M
16 Commercial State Bank of Wagner Wagner , SD 11.60% $263.0M
17 American Bank & Trust Sioux Falls , SD 11.49% $2.24B
18 Pioneer Bank & Trust Belle Fourche , SD 11.31% $985.9M
19 Plains Commerce Bank Sioux Falls , SD 10.66% $1.35B
20 First Bank & Trust Brookings , SD 10.49% $4.87B
21 Farmers and Merchants State Bank Plankinton , SD 10.45% $172.9M
22 Reliabank Dakota Estelline , SD 10.41% $757.8M
23 Security Bank Midwest Tyndall , SD 10.27% $321.9M
24 First National Bank in Sioux Falls, the Sioux Falls , SD 10.22% $2.11B
25 First Dakota National Bank Yankton , SD 10.18% $3.30B
26 Cortrust Bank N.A. Mitchell , SD 10.14% $1.58B
27 Sunrise Banks, N.A. Sioux Falls , SD 9.95% $2.73B
28 Farmers State Bank Parkston , SD 9.87% $258.9M
29 Heartland State Bank Redfield , SD 9.87% $156.0M
30 Dacotah Bank Aberdeen , SD 9.84% $4.87B
31 Security Savings Bank Canton , SD 9.82% $549.6M
32 Bankstar Financial Elkton , SD 9.32% $357.8M
33 First Fidelity Bank Burke , SD 9.28% $702.2M
34 Dnb National Bank Clear Lake , SD 9.26% $119.6M
35 Bancorp Bank N.A., the Sioux Falls , SD 9.18% $9.90B
36 Bankwest, Incorporated Pierre , SD 9.00% $1.92B
37 Pathward, N.A. Sioux Falls , SD 8.85% $7.11B
38 Frontier Bank Sioux Falls , SD 8.71% $344.8M
39 Wells Fargo Bank, N.A. Sioux Falls , SD 8.40% $1.85T
40 Rivers Edge Bank Marion , SD 8.37% $346.3M
41 Citibank, N.A. Sioux Falls , SD 8.16% $1.93T
42 Quoin Financial Bank Miller , SD 8.00% $244.8M
43 One American Bank Centerville , SD 7.62% $360.3M

More Capital rankings

Go past the leaderboard — open any bank for its full financials, 24-year trends, and peer percentiles. Free, no card required.

Start free — no card required

All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

Explore more: all rankings · glossary · browse all banks