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Capital · Washington

US Banks with Highest Tier 1 Leverage Ratio in Washington

Ranked among banks headquartered in Washington. Re-ranked 1-32 within the state from the same national ranking population.

#1 Tier 1 Leverage Ratio: YAKIMA FEDERAL SAVINGS AND LOAN ASSOCIATION — 27.73% . The Tier 1 Leverage Ratio measures Tier 1 capital against unweighted average assets — a simpler backstop that prevents banks from gaming the risk-based capital rules.

Ranked: 32 banks with reported data Showing: Top 32 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry
# Bank HQ US Banks with … Total Assets
1 Yakima Federal Savings and Loan Association Yakima , WA 27.73% $2.01B
2 Security State Bank Centralia , WA 16.77% $613.0M
3 Twin City Bank Longview , WA 15.02% $114.6M
4 State Bank Northwest Spokane Valley , WA 14.16% $223.0M
5 Timberland Bank Hoquiam , WA 12.85% $2.05B
6 Cashmere Valley Bank Cashmere , WA 12.63% $2.30B
7 Peoples Bank Bellingham , WA 12.56% $2.51B
8 Olympia Federal Savings and Loan Association Olympia , WA 12.03% $1.01B
9 Mountain Pacific Bank Everett , WA 11.84% $871.5M
10 1st Security Bank of Washington Mountlake Terrace , WA 11.16% $3.20B
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11 Riverbank Spokane , WA 11.12% $283.7M
12 First Financial Northwest Bank Renton , WA 11.11% $1.44B
13 Banner Bank Walla Walla , WA 11.09% $16.34B
14 Pacific Crest Bank Lynnwood , WA 10.96% $318.7M
15 Bank of the Pacific Aberdeen , WA 10.70% $1.29B
16 Sound Community Bank Seattle , WA 10.62% $1.11B
17 Riverview Bank Vancouver , WA 10.60% $1.46B
18 Kitsap Bank Port Orchard , WA 10.33% $1.65B
19 Coastal Community Bank Everett , WA 10.10% $5.66B
20 Heritage Bank Olympia , WA 10.10% $8.49B
21 Commencement Bank Tacoma , WA 9.69% $697.3M
22 Washington Trust Bank Spokane , WA 9.59% $10.70B
23 First Fed Bank Port Angeles , WA 9.59% $2.12B
24 Community First Bank Kennewick , WA 9.58% $672.0M
25 Liberty Bank Poulsbo , WA 9.33% $199.8M
26 Wafd Bank Seattle , WA 9.17% $27.55B
27 Seattle Bank Seattle , WA 9.15% $1.05B
28 Baker Boyer National Bank Walla Walla , WA 9.09% $698.7M
29 HomeStreet Bank Seattle , WA 8.74% $7.60B
30 Savibank Burlington , WA 8.72% $639.5M
31 Portage Bank Bellevue , WA 8.08% $113.8M
32 Unibank Lynnwood , WA 7.18% $401.8M

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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