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Capital · Iowa

US Banks with Highest Tier 1 Leverage Ratio in Iowa

Ranked among banks headquartered in Iowa. Re-ranked 1-100 within the state from the same national ranking population.

#1 Tier 1 Leverage Ratio: POCAHONTAS STATE BANK — 26.72% . The Tier 1 Leverage Ratio measures Tier 1 capital against unweighted average assets — a simpler backstop that prevents banks from gaming the risk-based capital rules.

Ranked: 197 banks with reported data Showing: Top 100 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry
# Bank HQ US Banks with … Total Assets
1 Pocahontas State Bank Pocahontas , IA 26.72% $127.4M
2 Security State Bank Algona , IA 26.01% $114.8M
3 Corydon State Bank Corydon , IA 25.61% $131.5M
4 Solon State Bank Solon , IA 24.31% $126.7M
5 Farmers Trust and Savings Bank Williamsburg , IA 22.31% $198.4M
6 Liberty Trust & Savings Bank Durant , IA 20.72% $182.9M
7 Readlyn Savings Bank, the Readlyn , IA 19.61% $150.3M
8 Citizens State Bank Wyoming , IA 17.77% $136.8M
9 West Iowa Bank West Bend , IA 17.18% $169.3M
10 First State Bank Britt , IA 16.82% $125.9M
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11 Cedar Rapids Bank and Trust Company Cedar Rapids , IA 16.68% $2.87B
12 Maquoketa State Bank Maquoketa , IA 16.55% $444.5M
13 Farmers Savings Bank Marshalltown , IA 16.40% $145.0M
14 Chelsea Savings Bank Belle Plaine , IA 16.20% $198.3M
15 New Albin Savings Bank New Albin , IA 15.75% $348.3M
16 Iowa State Bank Des Moines , IA 15.54% $464.3M
17 Citizens Savings Bank Spillville , IA 15.48% $147.5M
18 Citizens First National Bank Storm Lake , IA 14.95% $248.9M
19 Bank 1st West Union , IA 14.89% $167.1M
20 Templeton Savings Bank Templeton , IA 14.75% $169.6M
21 Maynard Savings Bank Maynard , IA 14.73% $111.8M
22 United Bank and Trust Company Hampton , IA 14.73% $227.6M
23 Pinnacle Bank Marshalltown , IA 14.68% $313.3M
24 Houghton State Bank Red Oak , IA 14.60% $218.7M
25 FNB Bank Fontanelle , IA 14.20% $277.4M
26 Blue Grass Savings Bank Blue Grass , IA 14.13% $222.2M
27 Farmers State Bank Marion , IA 14.12% $1.13B
28 Midwest Heritage Bank, FSB West Des Moines , IA 14.10% $490.0M
29 Bellevue State Bank Bellevue , IA 13.99% $181.0M
30 Iowa Trust and Savings Bank Centerville , IA 13.86% $211.4M
31 Savings Bank Primghar , IA 13.57% $298.3M
32 South Ottumwa Savings Bank Ottumwa , IA 13.44% $536.1M
33 First Central State Bank De Witt , IA 13.41% $784.0M
34 Farmers Savings Bank Wever , IA 13.39% $133.6M
35 Farmers & Merchants Savings Bank Iowa City , IA 13.38% $123.9M
36 Clinton National Bank, the Clinton , IA 13.34% $431.9M
37 Farmers & Merchants Savings Bank Manchester , IA 13.17% $595.3M
38 Heartland Bank Somers , IA 13.13% $264.8M
39 Hills Bank and Trust Company Hills , IA 13.02% $4.67B
40 Security Savings Bank Gowrie , IA 12.98% $198.8M
41 Mount Vernon Bank and Trust Company Mount Vernon , IA 12.93% $195.6M
42 Cherokee State Bank Cherokee , IA 12.81% $277.3M
43 The Security National Bank of Sioux City, Iowa Sioux City , IA 12.77% $1.74B
44 Farmers State Bank Northwood , IA 12.74% $221.4M
45 Success Bank Bloomfield , IA 12.72% $267.1M
46 Ohnward Bank & Trust Cascade , IA 12.65% $489.2M
47 First State Bank Webster City , IA 12.63% $629.6M
48 Washington State Bank Washington , IA 12.49% $596.4M
49 Bankiowa Cedar Rapids , IA 12.48% $836.5M
50 First Bank Waverly , IA 12.48% $747.7M
51 Farmers Savings Bank Fostoria , IA 12.47% $216.3M
52 Guthrie County State Bank Panora , IA 12.47% $285.1M
53 Cusb Bank Cresco , IA 12.33% $813.9M
54 Farmers State Bank Algona , IA 12.33% $157.4M
55 Danville State Savings Bank New London , IA 12.21% $183.3M
56 Glenwood State Bank Glenwood , IA 12.21% $362.1M
57 First Citizens Bank Mason City , IA 12.08% $1.82B
58 Citizens State Bank Sheldon , IA 12.00% $197.1M
59 Community State Bank Ankeny , IA 11.92% $1.74B
60 Grinnell State Bank Grinnell , IA 11.82% $496.8M
61 Midstates Bank, N.A. Council Bluffs , IA 11.80% $631.4M
62 Gnb Bank Grundy Center , IA 11.80% $609.2M
63 First State Bank Stuart , IA 11.79% $130.3M
64 Keystone Savings Bank Keystone , IA 11.75% $210.0M
65 County Bank Sigourney , IA 11.72% $230.4M
66 Rolling Hills Bank & Trust Atlantic , IA 11.66% $482.1M
67 Iowa State Bank Sac City , IA 11.63% $217.8M
68 Atkins Savings Bank & Trust Atkins , IA 11.59% $172.3M
69 First Bank Hampton Hampton , IA 11.48% $252.6M
70 Iowa State Bank Hull , IA 11.38% $1.23B
71 Citizens State Bank Monticello , IA 11.37% $582.9M
72 American State Bank Osceola , IA 11.29% $352.0M
73 Iowa State Bank Clarksville , IA 11.18% $389.6M
74 White State Bank South English , IA 11.12% $103.5M
75 Pcsb Bank Clarinda , IA 11.11% $332.3M
76 Northstar Bank Estherville , IA 11.11% $214.4M
77 First State Bank Belmond , IA 11.10% $138.4M
78 Leighton State Bank Pella , IA 11.09% $293.4M
79 Sibley State Bank Sibley , IA 11.09% $110.0M
80 Iowa State Bank Algona , IA 11.04% $479.8M
81 Farmers Savings Bank Colesburg , IA 11.04% $287.5M
82 Community Bank Dunlap , IA 11.01% $139.7M
83 Quad City Bank and Trust Company Bettendorf , IA 10.94% $3.09B
84 State Bank & Trust CO. Nevada , IA 10.94% $198.8M
85 Libertyville Savings Bank Fairfield , IA 10.92% $393.9M
86 First Whitney Bank and Trust Atlantic , IA 10.92% $299.0M
87 Primebank Le Mars , IA 10.89% $783.8M
88 Exchange State Bank Ames , IA 10.87% $146.4M
89 Kerndt Brothers Savings Bank Lansing , IA 10.85% $350.9M
90 Hiawatha Bank & Trust Company Hiawatha , IA 10.85% $156.7M
91 Security State Bank Sutherland , IA 10.85% $485.3M
92 Iowa Trust & Savings Bank Emmetsburg , IA 10.84% $517.6M
93 Charter Bank Johnston , IA 10.83% $227.8M
94 Twin Cedars Bank Bussey , IA 10.79% $117.2M
95 South Story Bank & Trust Slater , IA 10.77% $607.3M
96 Farmers State Bank Waterloo , IA 10.77% $1.58B
97 Breda Savings Bank Breda , IA 10.70% $106.2M
98 Peoples Bank Rock Valley , IA 10.70% $1.22B
99 Northeast Security Bank Sumner , IA 10.68% $443.3M
100 Home Trust & Savings Bank, the Osage , IA 10.66% $294.8M

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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