Leighton State Bank
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Data as of · sourced from FFIEC call reports. How we update
Leighton State Bank is an FDIC-insured commercial bank headquartered in Pella, IA, established in 1911 (FDIC certificate 10118), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $298.2M, up 6.9% from Q2 2025, the 102nd largest of 225 banks headquartered in Iowa. It reports no CET1 ratio; its Tier 1 leverage ratio was 10.99% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 10118
- Headquarters
- Pella, IA
- Established
- 1911
- Total assets, Q2 2026
- $298.2M
- Assets vs Q2 2025
- +6.9%
- Tier 1 leverage ratio, Q2 2026
- 10.99%
- Domestic offices
- 4 FDIC institution directory, current count
- Routing number
- 073916778
- Holding company
- LEIGHTON INVESTMENT COMPANY
- Asset rank in state
- 102nd of 225 in Iowa
Leighton State Bank is one of the more profitable banks of its size. The Pella, Iowa bank had $298 million in assets at June 30, 2026, up 6.9% from a year earlier. It earns about $1.91 a year on every $100 of assets, higher than about three-quarters of the 2,660 banks with $100 million to $1 billion in assets (median $1.28).
Problem loans roughly halved over the year: loans on nonaccrual or 90 or more days past due, net of government guarantees are down to 0.79% of loans from 1.41%. Net income for the quarter rose 25% from a year earlier, to $1.4 million.
As of June 30, 2026, Leighton State Bank reported a return on assets of 1.91%, a nonperforming-loan ratio of 0.79% and a Texas ratio of 5.25%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Leighton State Bank is the 102nd largest of the 225 banks headquartered in Iowa. Between Q1 2026 and Q2 2026, its total assets rose 1.6% to $298.2M, loans rose 1.2% and deposits rose 2.3%. The largest part of its loan book on June 30, 2026 was 1-4 family residential loans, at 27.9% of total loans, ahead of farmland and other real estate loans at 21.1%. The FDIC Summary of Deposits lists 4 offices for it, in 4 cities in IA; its Pella office books 56% of its branch deposits. By the capital ratios in its Q2 2026 call report, Leighton State Bank meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 900 Washington St, Pella, IA 50219
- County
- Marion
- Metro Area
- Pella, IA
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- No
- Federal Reserve district
- District 7, Chicago
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- July 14, 1911
- Domestic offices
- 4 FDIC institution directory, current count
- Employees (FTE)
- 44
- Domestic deposits
- $254.4M
- Allowance for credit losses
- $1.9M
- Net charge-offs (YTD)
- $19K
- Average total assets
- $298.3M
- Average total loans
- $219.7M
- Average interest-bearing deposits
- $226.3M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 10118
- Fed RSSD
- 936640
- Website
- www.leightonbank.com →
- Parent Holding Company
- LEIGHTON INVESTMENT COMPANY (RSSD 1137172)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Leighton State Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Leighton State Bank's total assets moved between a low of $245.2M (Q3 2023) and a high of $298.2M (Q2 2026) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$298.2M total assets against $279.1M; $264.1M total liabilities against $248.5M.
$219.6M net loans and leases against $202.4M; $254.4M total deposits against $237.8M.
$53.8M securities against $50.5M; $10.9M cash and balances due against $13.5M.
$4.1M total interest income against $3.6M; $1.4M total interest expense against $1.4M.
$2.7M net interest income against $2.1M.
$843K total noninterest income against $940K; $1.9M total noninterest expense against $1.8M.
$90K provision for credit losses against $75K.
$1.4M net income against $1.1M.
1.91% return on assets against 1.65%; 3.82% net interest margin against 3.31%.
10.99% tier 1 leverage ratio against 10.85%.
Inside the full Leighton State Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeLeighton State Bank rankings
Its closest position to the top of a national ranking is 601 of 3,611, for ROA; its furthest is 2,467 of 4,196, for total assets.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 1.10% (Q1 2025) to 1.91% (Q2 2026) and its net interest margin ran from 3.12% (Q4 2024) to 3.82% (Q2 2026).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 10.99% | 1.91% | 0.79% | 5.25% | 3.82% |
| Q1 2026 | 11.06% | 1.68% | 0.80% | 5.41% | 3.71% |
| Q4 2025 | 10.89% | 1.36% | 0.96% | 8.13% | 3.64% |
| Q3 2025 | 10.92% | 1.39% | 1.40% | 9.45% | 3.48% |
| Q2 2025 | 10.85% | 1.65% | 1.41% | 9.67% | 3.31% |
| Q1 2025 | 10.64% | 1.10% | 1.63% | 11.36% | 3.15% |
| Q4 2024 | 10.65% | 1.19% | 1.43% | 10.46% | 3.12% |
| Q3 2024 | 10.83% | 1.43% | 1.22% | 8.62% | 3.20% |
Swipe the table sideways to see every column.
Branch Network
View all 4 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Leighton State Bank (main office) | Pella , IA | 50219 | $143.7M |
| Monroe State Bank Branch | Monroe , IA | 50170 | $58.1M |
| Leighton Branch | Leighton , IA | 50143 | $30.4M |
| Leighton State Bank - Knoxville Branch | Knoxville , IA | 50138 | $22.2M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| May 24, 2014 | Structure Change | Acquired Monroe State Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| May 23, 2014 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.2% of deposits in IA, rank 113 of 261 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 75 applications, 56 loans originated, $8.5M originated, across 2 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 2 loans, $382K approved, $191K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2023 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Leighton State Bank
What are Leighton State Bank's total assets?
As of the Q2 2026 filing, Leighton State Bank reported total assets of $298.2 million in its FFIEC call report.
Where is Leighton State Bank headquartered?
It is headquartered in Pella, IA, United States.
When was Leighton State Bank founded?
It was established in 1911, per the FDIC institution directory.
Is Leighton State Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #10118). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Leighton State Bank?
Leighton State Bank's primary federal regulator is the FDIC.
How many branches does Leighton State Bank operate?
It operates 4 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Leighton State Bank's Texas Ratio?
Its Texas Ratio is 5.25% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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