Leighton State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Leighton State Bank of Pella, IA against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.91% | 1.25% | +0.66% | 82nd top |
| ROAE | 16.86% | 13.17% | +3.69% | 74th above |
| Net Interest Margin | 3.82% | 3.95% | -0.13% | 43rd below |
| Efficiency Ratio | 54.50% | 61.50% | -7.00% | 70th above |
| PPNR / Avg Assets | 2.11% | — | — | 76th top |
| Yield on Earning Assets | 5.84% | 5.67% | +0.17% | 61st above |
| Cost of Funds | 2.17% | 1.87% | +0.30% | 27th below |
| Net Interest Spread | 3.40% | — | — | 53rd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.79% | 0.93% | -0.14% | 34th below |
| NPA / Total Assets | 0.59% | — | — | 34th below |
| NCO / Avg Loans | -0.01% | 0.15% | -0.16% | 84th top |
| ACL / Total Loans | 0.88% | — | — | 16th bottom |
| ACL / NPLs (Coverage) | 111.58% | — | — | 31st below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 5.25% | 6.06% | -0.81% | 34th below |
| Provision / NCO | 947.37% | — | — | 81st top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 10.99% | 11.75% | -0.76% | 50th above |
| Equity / Assets | 11.45% | 10.98% | +0.47% | 65th above |
| TCE / Tangible Assets | 10.59% | — | — | 57th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 87.07% | 80.44% | +6.63% | 35th below |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 87.18% | 86.95% | +0.23% | 40th below |
| Wholesale Funding Ratio | 2.57% | — | — | 61st above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 6.85% | — | — | 67th above |
| Loan Growth (Y/Y) | 8.34% | — | — | 66th above |
| Deposit Growth (Y/Y) | 6.97% | — | — | 70th above |
See Leighton State Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Leighton State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Leighton State Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Leighton State Bank peer analysis.