Leighton State Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 5.82 percentage points higher than in Q1 2026, at 111.58%. Within Iowa, Leighton State Bank is 38th of 225 on return on assets, 1.91% as of Q2 2026. Against a median of 1.26% for banks in the $100M-1B asset tier, Leighton State Bank reported 1.91% on return on assets in Q2 2026, 0.65 points higher.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 10.99% |
| Equity capital to assets | 11.45% |
| Tangible equity to tangible assets | 10.59% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.79% |
| Non-performing assets ratio | 0.59% |
| Net charge-off ratio | -0.01% |
| Texas ratio | 5.25% |
| Allowance for credit losses to loans | 0.88% |
| Reserve coverage of non-performing loans | 111.58% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.91% |
| Return on equity | 16.86% |
| Net interest margin | 3.82% |
| Efficiency ratio | 54.50% |
| Yield on earning assets | 5.84% |
| Cost of funds | 2.17% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 87.07% |
| Core deposits to total deposits | 87.18% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 85.31% |
| Securities to assets | 18.05% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 14.02% | 14.02% | 15.28% | 10.78% | 1.28% |
| Q4 2023 | 13.40% | 13.40% | 14.65% | 10.46% | 0.86% |
| Q1 2024 | 13.41% | 13.41% | 14.66% | 10.58% | 1.23% |
| Q2 2024 | 13.99% | 13.99% | 14.93% | 10.43% | 1.16% |
| Q3 2024 | 14.35% | 14.35% | 15.33% | 10.83% | 1.43% |
| Q4 2024 | 13.82% | 13.82% | 14.76% | 10.65% | 1.19% |
| Q1 2025 | 14.23% | 14.23% | 15.22% | 10.64% | 1.10% |
| Q2 2025 | 14.23% | 14.23% | 15.24% | 10.85% | 1.65% |
| Q3 2025 | 14.03% | 14.03% | 15.04% | 10.92% | 1.39% |
| Q4 2025 | 14.06% | 14.06% | 14.88% | 10.89% | 1.36% |
| Q1 2026 | 14.35% | 14.35% | 15.19% | 11.06% | 1.68% |
| Q2 2026 | — | — | — | 10.99% | 1.91% |
Leighton State Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Leighton State Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Leighton State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 10118) · FFIEC NIC profile (RSSD 936640)