Leighton State Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Fed funds sold and reverse repos: 29.2% higher than in Q1 2026, at $7.5M. Leighton State Bank ranks 89th of 225 Iowa banks on loan-to-deposit ratio, in the upper half at 87.07% (Q2 2026). Leighton State Bank reported 87.07% on loan-to-deposit ratio for Q2 2026, 6.52 points above the 80.55% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $10.9M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $64.8M |
| Fed funds sold and reverse repos | $7.5M |
| Fed funds sold and reverse repos to assets | 2.53% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $7.7M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 2.57% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 87.07% |
| Net loans and leases to deposits | 86.31% |
| Loans and leases to core deposits | 99.88% |
| Core deposits to total deposits | 87.18% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 91.82% | 87.91% | $0 | $10.7M |
| Q4 2023 | 89.24% | 87.31% | $0 | $10.7M |
| Q1 2024 | 91.59% | 85.26% | $0 | $10.1M |
| Q2 2024 | 87.68% | 85.41% | $0 | $10.1M |
| Q3 2024 | 91.45% | 86.95% | $0 | $12.0M |
| Q4 2024 | 86.44% | 86.16% | $0 | $12.0M |
| Q1 2025 | 86.14% | 86.80% | $0 | $10.6M |
| Q2 2025 | 85.98% | 86.58% | $0 | $8.5M |
| Q3 2025 | 88.49% | 85.68% | $0 | $9.5M |
| Q4 2025 | 86.33% | 86.32% | $0 | $9.5M |
| Q1 2026 | 87.95% | 86.78% | $0 | $9.5M |
| Q2 2026 | 87.07% | 87.18% | $0 | $7.7M |
Leighton State Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Leighton State Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Leighton State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 10118) · FFIEC NIC profile (RSSD 936640)