Leighton State Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
In Q2 2026, Total equity capital edged up by 2.2%, from $33.4M to $34.1M, the largest move among the key lines here.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 10.99% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $32.5M |
| Tier 1 capital | $32.5M |
| Total risk-based capital | — |
| Total equity capital | $34.1M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 11.45% |
| Tangible equity to tangible assets | 10.59% |
| Equity capital to average assets | 11.44% |
| Internal capital growth rate | 7.09% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $80K |
| Common stock surplus | $7.1M |
| Retained earnings | $28.2M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$1.2M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 14.02% | 14.02% | 15.28% | 10.78% | $186.9M |
| Q4 2023 | 13.40% | 13.40% | 14.65% | 10.46% | $197.3M |
| Q1 2024 | 13.41% | 13.41% | 14.66% | 10.58% | $203.1M |
| Q2 2024 | 13.99% | 13.99% | 14.93% | 10.43% | $195.2M |
| Q3 2024 | 14.35% | 14.35% | 15.33% | 10.83% | $194.5M |
| Q4 2024 | 13.82% | 13.82% | 14.76% | 10.65% | $205.0M |
| Q1 2025 | 14.23% | 14.23% | 15.22% | 10.64% | $204.5M |
| Q2 2025 | 14.23% | 14.23% | 15.24% | 10.85% | $207.7M |
| Q3 2025 | 14.03% | 14.03% | 15.04% | 10.92% | $214.3M |
| Q4 2025 | 14.06% | 14.06% | 14.88% | 10.89% | $218.6M |
| Q1 2026 | 14.35% | 14.35% | 15.19% | 11.06% | $222.1M |
| Q2 2026 | — | — | — | 10.99% | — |
Leighton State Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Leighton State Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Leighton State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 10118) · FFIEC NIC profile (RSSD 936640)