New Albin Savings Bank
BankRegReports is independent of New Albin Savings Bank and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
New Albin Savings Bank is an FDIC-insured commercial bank headquartered in New Albin, IA, established in 1898 (FDIC certificate 8506), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $350.6M, up 3.9% from Q2 2025, the 92nd largest of 225 banks headquartered in Iowa. Its CET1 capital ratio was 39.92% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 8506
- Headquarters
- New Albin, IA
- Established
- 1898
- Total assets, Q2 2026
- $350.6M
- Assets vs Q2 2025
- +3.9%
- CET1 ratio, Q2 2026
- 39.92%
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 073909015
- Latest call report
- Q2 2026, FFIEC 051 · New Albin Savings Bank call report
- Asset rank in state
- 92nd of 225 in Iowa
New Albin Savings Bank runs leaner than most banks of its size. The New Albin, Iowa bank had $351 million in assets at June 30, 2026, up 3.9% from a year earlier. It spends about 32 cents to bring in each dollar of revenue, about half the median of 61 cents for the 2,660 banks with $100 million to $1 billion in assets. On the other hand, it keeps 2.05 cents of net interest income on every dollar of earning assets, about half the median of 3.95 cents for banks its size.
Net income for the quarter rose 27% from a year earlier, to $935,000. Paper losses on its bond portfolio are shrinking: unrealized losses of $3.9 million equal 7% of Tier 1 capital, down from 12% a year earlier. Funding is the softer spot: it pays an average of 2.99% on its deposits and borrowings, higher than about 9 in 10 banks its size (median 1.80%).
As of June 30, 2026, New Albin Savings Bank reported a CET1 capital ratio of 39.92%, a return on assets of 1.06%, a nonperforming-loan ratio of 0.00% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, New Albin Savings Bank is the 92nd largest of the 225 banks headquartered in Iowa. From Q1 2026 to Q2 2026, its total assets rose 0.7% to $350.6M, loans rose 0.7% and deposits rose 0.4%. 1-4 family residential loans made up 44.0% of its total loans on June 30, 2026, its largest category; next came farmland and other real estate loans at 30.2%. Its one office in the FDIC Summary of Deposits is in New Albin, IA. Judged on its Q2 2026 call report, New Albin Savings Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 118 Main St Ne, New Albin, IA 52160
- County
- Allamakee
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- No
- Federal Reserve district
- District 7, Chicago
- Fiduciary (trust) powers
- Trust powers grandfathered
- Call Report form
- FFIEC 051
- Established
- January 1, 1898
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 13
- Domestic deposits
- $296.6M
- Allowance for credit losses
- $1.0M
- Net charge-offs (YTD)
- -$2K
- Average total assets
- $353.3M
- Average total loans
- $117.5M
- Average interest-bearing deposits
- $279.3M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 8506
- Fed RSSD
- 234841
- Website
- www.newalbinsavingsbank.com →
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, New Albin Savings Bank's total assets ran between $310.5M (Q3 2023) and $350.6M (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$350.6M total assets against $337.3M; $298.6M total liabilities against $288.5M.
$117.4M net loans and leases against $112.4M; $296.6M total deposits against $282.5M.
$226.6M securities against $217.0M; $1.4M cash and balances due against $2.2M.
$3.9M total interest income against $3.8M; $2.2M total interest expense against $2.4M.
$1.7M net interest income against $1.4M.
$17K total noninterest income against $14K; $578K total noninterest expense against $523K.
No provision recorded in the last 12 quarters.
$935K net income against $734K.
1.06% return on assets against 0.86%; 2.05% net interest margin against 1.76%.
39.92% CET1 capital ratio against 41.63%; 15.53% tier 1 leverage ratio against 15.73%.
Inside the full New Albin Savings Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeNew Albin Savings Bank rankings
Its closest position to the top of a national ranking is 23 of 2,134, for CET1 ratio; its furthest is 3,446 of 3,640, for Texas Ratio.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 0.69% (Q4 2024) to 1.06% (Q2 2026) and its net interest margin ran from 1.66% (Q3 2024) to 2.05% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 39.92% | 1.06% | 0.00% | 0.00% | 2.05% |
| Q1 2026 | 39.97% | 1.01% | 0.07% | 0.16% | 1.96% |
| Q4 2025 | 40.52% | 0.90% | 0.01% | 0.01% | 1.93% |
| Q3 2025 | 41.25% | 0.88% | 0.04% | 0.09% | 1.90% |
| Q2 2025 | 41.63% | 0.86% | 0.04% | 0.09% | 1.76% |
| Q1 2025 | 41.45% | 0.79% | 0.11% | 0.26% | 1.71% |
| Q4 2024 | 40.96% | 0.69% | 0.03% | 0.07% | 1.66% |
| Q3 2024 | 42.95% | 0.88% | 0.02% | 0.04% | 1.66% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| New Albin Savings Bank (main office) | New Albin , IA | 52160 | $296.6M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.2% of deposits in IA, rank 97 of 261 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 1 loans, $49K approved, $49K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 1995 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
Add this badge to your website
Free to use. It shows New Albin Savings Bank’s latest filed figures and updates each quarter.
Similar banks
Compare New Albin Savings Bank with peers
Frequently asked about New Albin Savings Bank
What are New Albin Savings Bank's total assets?
As of the Q2 2026 filing, New Albin Savings Bank reported total assets of $350.6 million in its FFIEC call report.
Where is New Albin Savings Bank headquartered?
It is headquartered in New Albin, IA, United States.
When was New Albin Savings Bank founded?
It was established in 1898, per the FDIC institution directory.
Is New Albin Savings Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #8506). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates New Albin Savings Bank?
New Albin Savings Bank's primary federal regulator is the FDIC.
What is New Albin Savings Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 39.92% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does New Albin Savings Bank operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is New Albin Savings Bank's Texas Ratio?
Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
Go deeper on New Albin Savings Bank.
Get an email when New Albin Savings Bank files its next call report, and benchmark it against any peer you choose.
Unlock New Albin Savings Bank, freeFree account