New Albin Savings Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Securities to assets climbed 0.98 percentage points in Q2 2026, from 63.66% to 64.65%. It was the largest change from Q1 2026 among the key lines here. Within Iowa, New Albin Savings Bank is 175th of 225 on return on assets, 1.06% as of Q2 2026, below the middle of the field. New Albin Savings Bank reported 1.06% on return on assets for Q2 2026, 0.20 points below the 1.25% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 39.92% |
| Tier 1 risk-based capital ratio | 39.92% |
| Total risk-based capital ratio | 40.67% |
| Tier 1 leverage ratio | 15.53% |
| Equity capital to assets | 14.81% |
| Tangible equity to tangible assets | 14.81% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | -0.00% |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | 0.88% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.06% |
| Return on equity | 7.23% |
| Net interest margin | 2.05% |
| Efficiency ratio | 31.89% |
| Yield on earning assets | 4.60% |
| Cost of funds | 2.99% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 39.94% |
| Core deposits to total deposits | 86.47% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 84.61% |
| Securities to assets | 64.65% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 42.06% | 42.06% | 42.91% | 16.39% | 0.91% |
| Q4 2023 | 42.17% | 42.17% | 43.03% | 15.96% | 0.83% |
| Q1 2024 | 42.29% | 42.29% | 43.15% | 16.04% | 0.82% |
| Q2 2024 | 42.18% | 42.18% | 43.02% | 16.11% | 0.84% |
| Q3 2024 | 42.95% | 42.95% | 43.80% | 16.19% | 0.88% |
| Q4 2024 | 40.96% | 40.96% | 41.78% | 15.84% | 0.69% |
| Q1 2025 | 41.45% | 41.45% | 42.27% | 15.91% | 0.79% |
| Q2 2025 | 41.63% | 41.63% | 42.44% | 15.73% | 0.86% |
| Q3 2025 | 41.25% | 41.25% | 42.04% | 15.90% | 0.88% |
| Q4 2025 | 40.52% | 40.52% | 41.30% | 15.68% | 0.90% |
| Q1 2026 | 39.97% | 39.97% | 40.73% | 15.75% | 1.01% |
| Q2 2026 | 39.92% | 39.92% | 40.67% | 15.53% | 1.06% |
New Albin Savings Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock New Albin Savings Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full New Albin Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 8506) · FFIEC NIC profile (RSSD 234841)