New Albin Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks New Albin Savings Bank of New Albin, IA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.06% | 1.35% | -0.29% | 37th below |
| ROAE | 7.23% | 12.06% | -4.83% | 22nd bottom |
| Net Interest Margin | 2.05% | 3.90% | -1.85% | 1st bottom |
| Efficiency Ratio | 31.89% | 63.16% | -31.27% | 99th top |
| PPNR / Avg Assets | 1.31% | 1.64% | -0.33% | 34th below |
| Yield on Earning Assets | 4.60% | 5.65% | -1.05% | 11th bottom |
| Cost of Funds | 2.99% | 1.85% | +1.14% | 6th bottom |
| Net Interest Spread | 1.41% | 3.35% | -1.94% | 1st bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.92% | -0.92% | 93rd top |
| NPA / Total Assets | 0.00% | 0.67% | -0.67% | 94th top |
| NCO / Avg Loans | -0.00% | 0.15% | -0.15% | 80th top |
| ACL / Total Loans | 0.88% | 1.28% | -0.40% | 16th bottom |
| Texas Ratio | 0.00% | 7.15% | -7.15% | 95th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 39.92% | 20.82% | +19.10% | 96th top |
| Tier 1 Ratio | 39.92% | 20.85% | +19.07% | 96th top |
| Total Capital Ratio | 40.67% | 21.92% | +18.75% | 96th top |
| Leverage Ratio | 15.53% | 12.46% | +3.07% | 89th top |
| Equity / Assets | 14.81% | 11.67% | +3.14% | 88th top |
| TCE / Tangible Assets | 14.81% | 11.40% | +3.41% | 89th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 39.94% | 78.66% | -38.72% | 96th top |
| Core Deposit Ratio | 86.47% | 87.09% | -0.62% | 36th below |
| Wholesale Funding Ratio | 0.31% | 5.12% | -4.81% | 92nd top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.94% | 6.47% | -2.53% | 46th below |
| Loan Growth (Y/Y) | 4.40% | 7.64% | -3.24% | 44th below |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.00% | 6.02% | -1.02% | 57th above |
See New Albin Savings Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock New Albin Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full New Albin Savings Bank profile, how to read a UBPR, or how this data updates.