West Iowa Bank
West Iowa completed a merger involving an acquired institution in May 2026. This quarter marks the 100-year anniversary of West Iowa's 1926 charter. West Iowa Bank is a locally rooted FDIC-insured community bank based in West Bend, IA. On its most recent Q1 2026 call report, West Iowa reported $169M in total assets against $136M in deposits. The bank posts a strong 1.26% ROA and 7.75% ROE. Under the simplified Community Bank Leverage Ratio framework, leverage of 17.18% exceeds the 9% CBLR threshold. Asset quality is pristine — 0.00% NPLs and a 0.00% Texas Ratio. 6 branches make up the footprint.
Headquarters Profile
- Address
- 319 S Broadway Ave, WEST BEND, IA 50597
- County
- Kossuth
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 11
- Established
- January 1, 1926
- Branches
- 6 domestic
- Employees (FTE)
- 17
- FDIC Cert
- 9105
- Fed RSSD
- 137643
- Parent Holding Company
- WEST BEND BANCORP. (RSSD 1916760)
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West Iowa Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- Structure ChangeFailure, Government Assistance ProvidedFFIEC NIC
Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 3 events.
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Frequently asked about West Iowa Bank
What are West Iowa Bank's total assets?
As of the Q1 2026 filing, West Iowa Bank reported total assets of $169.3 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is West Iowa Bank headquartered?
West Iowa Bank is headquartered in WEST BEND, IA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was West Iowa Bank founded?
West Iowa Bank was established in 1926, per the FDIC institution directory.
Is West Iowa Bank FDIC-insured?
Yes. West Iowa Bank is an FDIC-insured commercial bank (FDIC Certificate #9105). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates West Iowa Bank?
West Iowa Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does West Iowa Bank operate?
West Iowa Bank operates 6 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is West Iowa Bank's Texas Ratio?
West Iowa Bank's Texas Ratio is 0.00% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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