Branch Network
West Iowa Bank Locations & Branches West Bend, Iowa
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West Iowa Bank operates 6 branches from its headquarters in West Bend, IA, .
West Iowa Bank branch network
All 6 branches are in IOWA, across 6 cities. Its largest office by deposits is its main office in West Bend, IA, with $89.1M (48.7% of its branch deposits). On June 30, 2025 it had 5 branches, 1 fewer than in 2026.
West Iowa Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 11.89% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $222.1M
- Tier 1 leverage ratio, Q2 2026
- 11.89%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1926
Full financial profile · Is West Iowa Bank safe? · West Iowa Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: West Bend, IA (1 branch) | 1 of 2 | 79.2% | $89.1M |
| State: IA (6 branches) | 148 of 261 | 0.1% | $183.0M |
Ranked by total assets among banks headquartered in the state: Largest banks in Iowa.
Share by county and metro area
West Iowa Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Kossuth, IA (3 branches) | 4 of 9 | 11.4% | $108.1M | $951.9M |
| Clay, IA (1 branch) | 6 of 7 | 4.0% | $47.9M | $1.21B |
| Pocahontas, IA (1 branch) | 5 of 6 | 5.8% | $20.2M | $349.2M |
| Humboldt, IA (1 branch) | 4 of 4 | 1.8% | $6.8M | $371.2M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Spencer, IA (1 branch) | 6 of 7 | 4.0% | $47.9M | $1.21B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| West Iowa Bank (main office) | West Bend, IA | 50597 | $89.1M |
| Home State Branch | Royal, IA | 51357 | $47.9M |
| Laurens Branch | Laurens, IA | 50554 | $20.2M |
| Algona Branch | Algona, IA | 50511 | $11.9M |
| Fenton Branch | Fenton, IA | 50539 | $7.1M |
| Bode Branch | Bode, IA | 50519 | $6.8M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 9105) · FFIEC NIC profile (RSSD 137643)