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Capital · Maryland

US Banks with Highest Tier 1 Leverage Ratio in Maryland

Ranked among banks headquartered in Maryland. Re-ranked 1-29 within the state from the same national ranking population.

#1 Tier 1 Leverage Ratio: EASTERN SAVINGS BANK FEDERAL SAVINGS BANK — 29.71% . The Tier 1 Leverage Ratio measures Tier 1 capital against unweighted average assets — a simpler backstop that prevents banks from gaming the risk-based capital rules.

Ranked: 29 banks with reported data Showing: Top 29 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry
# Bank HQ US Banks with … Total Assets
1 Eastern Savings Bank Federal Savings Bank Hunt Valley , MD 29.71% $354.0M
2 Rosedale Bank Nottingham , MD 18.79% $1.35B
3 First Shore Federal Savings and Loan Association Salisbury , MD 17.35% $361.6M
4 Bayvanguard Bank Sparrows Point , MD 16.81% $901.6M
5 Arundel Bank Glen Burnie , MD 14.99% $474.1M
6 Peoples Bank, the Chestertown , MD 13.92% $293.2M
7 Calvin B. Taylor Banking Company of Berlin, Maryland Berlin , MD 13.50% $993.5M
8 Hebron Savings Bank Hebron , MD 13.44% $821.9M
9 Harbor Bank of Maryland, the Baltimore , MD 12.47% $381.7M
10 Jarrettsville Federal Savings and Loan Association Jarrettsville , MD 12.29% $165.2M
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11 Farmers Bank of Willards, the Willards , MD 11.82% $536.7M
12 Queenstown Bank of Maryland Queenstown , MD 11.71% $730.4M
13 Sandy Spring Bank Olney , MD 11.63% $13.77B
14 Bank of Ocean City Ocean City , MD 11.51% $661.3M
15 Cfg Bank Lutherville , MD 11.19% $5.73B
16 First United Bank & Trust Oakland , MD 11.13% $2.01B
17 Eaglebank Bethesda , MD 10.87% $9.90B
18 Cecil Bank Elkton , MD 10.67% $218.7M
19 Forbright Bank Potomac , MD 10.19% $8.25B
20 Harford Bank Aberdeen , MD 9.97% $732.3M
21 Chesapeake Bank & Trust Company Chestertown , MD 9.90% $134.0M
22 Farmers and Merchants Bank Upperco , MD 9.73% $863.2M
23 Shore United Bank, N.A. Easton , MD 9.58% $6.20B
24 Middletown Valley Bank Middletown , MD 9.47% $1.15B
25 Bank of Glen Burnie, the Glen Burnie , MD 9.18% $380.4M
26 Presidential Bank, FSB Bethesda , MD 9.12% $1.02B
27 Capital Bank, N.A. Rockville , MD 9.00% $3.76B
28 Woodsboro Bank Woodsboro , MD 8.76% $469.6M
29 Glen Burnie Mutual Savings Bank Glen Burnie , MD 8.74% $104.4M

More Capital rankings

US Banks with Highest CET1 Capital Ratio US Banks with Lowest CET1 Capital Ratio US Banks with Highest Tier 1 Risk-Based Capital Ratio

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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