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Asset Quality · Maryland

US Banks with Highest Texas Ratio in Maryland

Ranked among banks headquartered in Maryland. Re-ranked 1-29 within the state from the same national ranking population.

#1 Texas Ratio: CFG BANK — 37.79% . The Texas Ratio is the most-cited bank failure-prediction metric. A ratio above 100% historically correlates with elevated failure risk.

Ranked: 29 banks with reported data Showing: Top 29 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry Go deeper: What Is the Texas Ratio? A Bank Failure Warning Sign
# Bank HQ US Banks with … Total Assets
1 Cfg Bank Lutherville , MD 37.79% $5.73B
2 Eaglebank Bethesda , MD 29.39% $9.90B
3 Eastern Savings Bank Federal Savings Bank Hunt Valley , MD 18.11% $354.0M
4 Capital Bank, N.A. Rockville , MD 16.95% $3.76B
5 Harbor Bank of Maryland, the Baltimore , MD 14.97% $381.7M
6 Presidential Bank, FSB Bethesda , MD 14.58% $1.02B
7 Forbright Bank Potomac , MD 13.24% $8.25B
8 Shore United Bank, N.A. Easton , MD 11.19% $6.20B
9 Sandy Spring Bank Olney , MD 11.16% $13.77B
10 Harford Bank Aberdeen , MD 7.06% $732.3M
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11 Glen Burnie Mutual Savings Bank Glen Burnie , MD 6.04% $104.4M
12 Farmers Bank of Willards, the Willards , MD 5.94% $536.7M
13 Bank of Ocean City Ocean City , MD 4.34% $661.3M
14 Cecil Bank Elkton , MD 3.59% $218.7M
15 First United Bank & Trust Oakland , MD 3.55% $2.01B
16 Arundel Bank Glen Burnie , MD 3.10% $474.1M
17 Bank of Glen Burnie, the Glen Burnie , MD 2.83% $380.4M
18 Rosedale Bank Nottingham , MD 2.69% $1.35B
19 Jarrettsville Federal Savings and Loan Association Jarrettsville , MD 2.69% $165.2M
20 Calvin B. Taylor Banking Company of Berlin, Maryland Berlin , MD 2.48% $993.5M
21 Chesapeake Bank & Trust Company Chestertown , MD 2.46% $134.0M
22 Bayvanguard Bank Sparrows Point , MD 2.42% $901.6M
23 First Shore Federal Savings and Loan Association Salisbury , MD 2.42% $361.6M
24 Farmers and Merchants Bank Upperco , MD 2.34% $863.2M
25 Peoples Bank, the Chestertown , MD 1.74% $293.2M
26 Middletown Valley Bank Middletown , MD 1.21% $1.15B
27 Woodsboro Bank Woodsboro , MD 0.88% $469.6M
28 Hebron Savings Bank Hebron , MD 0.77% $821.9M
29 Queenstown Bank of Maryland Queenstown , MD 0.64% $730.4M

More Asset Quality rankings

US Banks with Lowest Texas Ratio (Cleanest Credit) US Banks with Highest Non-Performing Loan (NPL) Ratio US Banks with Highest Net Charge-Off Ratio US Banks with Highest Non-Performing Asset (NPA) Ratio

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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