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Asset Quality · Nebraska

US Banks with Highest Texas Ratio in Nebraska

Ranked among banks headquartered in Nebraska. Re-ranked 1-100 within the state from the same national ranking population.

#1 Texas Ratio: FIRSTIER BANK — 58.70% . The Texas Ratio is the most-cited bank failure-prediction metric. A ratio above 100% historically correlates with elevated failure risk.

Ranked: 106 banks with reported data Showing: Top 100 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry Go deeper: What Is the Texas Ratio? A Bank Failure Warning Sign
# Bank HQ US Banks with … Total Assets
1 Firstier Bank Kimball , NE 58.70% $1.11B
2 United Republic Bank Omaha , NE 47.78% $192.0M
3 First Central Bank Mccook Mccook , NE 34.29% $124.9M
4 Great Plains State Bank Petersburg , NE 23.75% $378.3M
5 First Central Bank Cambridge , NE 23.51% $137.6M
6 Exchange Bank Kearney , NE 21.83% $1.56B
7 Flatwater Bank Gothenburg , NE 19.92% $346.6M
8 I3 Bank Bennington , NE 18.37% $226.2M
9 Waypoint Bank Cozad , NE 14.65% $405.2M
10 Dayspring Bank Gothenburg , NE 14.36% $1.18B
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11 Legends West Bank Lewellen , NE 13.82% $154.0M
12 City Bank & Trust CO. Lincoln , NE 11.76% $328.2M
13 Arbor Bank Nebraska City , NE 10.27% $711.5M
14 First State Bank Farnam , NE 9.83% $201.7M
15 Bank of Dixon County Ponca , NE 9.61% $139.5M
16 Hershey Bank Hershey , NE 9.59% $138.7M
17 Premier Bank N.A. Omaha , NE 9.23% $358.0M
18 Security National Bank of Omaha Omaha , NE 8.56% $1.84B
19 State Nebraska Bank &trust Wayne , NE 8.42% $249.4M
20 Farmers and Merchants Bank Milligan , NE 8.31% $211.8M
21 Firstbank of Nebraska Wahoo , NE 6.93% $470.3M
22 First National Bank of Omaha Omaha , NE 6.66% $34.73B
23 Nebraska Bank Dodge , NE 6.44% $509.4M
24 Banner Capital Bank Harrisburg , NE 5.87% $368.9M
25 Equitable Bank Grand Island , NE 5.76% $517.2M
26 Elkhorn Valley Bank & Trust Norfolk , NE 5.69% $1.44B
27 Brunswick State Bank Brunswick , NE 5.57% $174.6M
28 Minden Exchange Bank & Trust Company Minden , NE 5.36% $199.1M
29 Platte Valley Bank Scottsbluff , NE 5.32% $1.23B
30 Frontier Bank Omaha , NE 5.09% $1.43B
31 Union Bank and Trust Company Lincoln , NE 5.07% $9.19B
32 American National Bank Omaha , NE 5.00% $5.16B
33 Cornerstone Bank York , NE 4.65% $2.65B
34 Security Bank Laurel , NE 4.15% $316.0M
35 Mnb Bank Mccook , NE 4.07% $593.6M
36 Cedar Rapids State Bank Cedar Rapids , NE 3.83% $173.1M
37 Lincoln Federal Savings Bank of Nebraska Lincoln , NE 3.61% $384.5M
38 First Community Bank Beemer , NE 3.59% $335.4M
39 Access Bank Omaha , NE 3.57% $1.00B
40 Heartland Bank Geneva , NE 3.43% $901.5M
41 Core Bank Omaha , NE 3.24% $1.08B
42 First National Bank of Gordon, the Gordon , NE 3.24% $373.0M
43 Horizon Bank Waverly , NE 3.23% $539.2M
44 Midwest Bank Pierce , NE 3.05% $1.25B
45 Charter West Bank West Point , NE 2.97% $531.5M
46 Citizens State Bank Wisner , NE 2.83% $653.5M
47 Heritage Bank Wood River , NE 2.76% $612.5M
48 Bankfirst Norfolk , NE 2.65% $1.20B
49 Home Federal Savings and Loan Association of Grand Island Grand Island , NE 2.54% $558.4M
50 Citizens Bank & Trust Company Saint Paul , NE 2.52% $232.9M
51 F&m Bank West Point , NE 2.28% $361.1M
52 Henderson State Bank Henderson , NE 2.22% $634.6M
53 Nebraskaland Bank North Platte , NE 2.21% $1.01B
54 Washington County Bank Blair , NE 2.21% $662.8M
55 Jones Bank Seward , NE 2.17% $438.4M
56 First State Bank Nebraska Lincoln , NE 2.14% $1.11B
57 Pinnacle Bank Lincoln , NE 2.13% $9.12B
58 Security First Bank Lincoln , NE 1.88% $2.14B
59 Nebraska Bank of Commerce Lincoln , NE 1.74% $238.7M
60 Madison County Bank Madison , NE 1.74% $603.6M
61 Adams Bank & Trust Ogallala , NE 1.66% $1.33B
62 Countryside Bank Unadilla , NE 1.57% $120.7M
63 Rvr Bank Fremont , NE 1.56% $554.3M
64 First Nebraska Bank Valley , NE 1.51% $361.0M
65 Commercial State Bank Wausa , NE 1.47% $254.0M
66 West Gate Bank Lincoln , NE 1.32% $1.44B
67 First National Bank in Ord Ord , NE 1.29% $165.4M
68 Homestead Bank Cozad , NE 1.25% $530.5M
69 Sandhills State Bank North Platte , NE 1.19% $374.8M
70 Riverstone Bank Eagle , NE 1.10% $586.7M
71 Columbus Bank and Trust Company Columbus , NE 0.96% $276.2M
72 Western Nebraska Bank Curtis , NE 0.95% $183.2M
73 South Central State Bank Campbell , NE 0.89% $187.9M
74 First Bank and Trust of Fullerton Fullerton , NE 0.85% $107.1M
75 York State Bank York , NE 0.81% $204.2M
76 Platte Valley Bank North Bend , NE 0.75% $105.8M
77 First Westroads Bank, INC. Omaha , NE 0.74% $384.0M
78 First Northeast Bank of Nebraska Lyons , NE 0.63% $501.2M
79 Dundee Bank Omaha , NE 0.50% $922.4M
80 Cattle Bank & Trust Seward , NE 0.49% $416.3M
81 Cornhusker Bank Lincoln , NE 0.42% $1.03B
82 Five Points Bank of Hastings Hastings , NE 0.38% $537.5M
83 Pathway Bank Cairo , NE 0.38% $343.8M
84 Bank of the Valley Bellwood , NE 0.37% $557.4M
85 Five Points Bank Grand Island , NE 0.31% $2.10B
86 First State Bank Loomis , NE 0.31% $227.3M
87 Farmers and Merchants State Bank, Bloomfield, Nebraska Bloomfield , NE 0.29% $225.1M
88 Western National Bank Chester , NE 0.19% $261.8M
89 Tri-county Bank, the Stuart , NE 0.14% $233.5M
90 Nebraska State Bank and Trust Company Broken Bow , NE 0.03% $280.6M
91 Town & Country Bank Ravenna , NE 0.03% $227.1M
92 Bank of Hartington Hartington , NE 0.00% $147.1M
93 Adams County Bank Kenesaw , NE 0.00% $241.6M
94 Bruning Bank Bruning , NE 0.00% $666.8M
95 Foundation One Bank Waterloo , NE 0.00% $200.9M
96 Bank of Lindsay Lindsay , NE 0.00% $100.9M
97 F&m Bank Falls City , NE 0.00% $142.3M
98 Farmers and Merchants Bank of Ashland Ashland , NE 0.00% $146.2M
99 Farmers and Merchants Bank Milford , NE 0.00% $1.04B
100 Custer Federal State Bank Broken Bow , NE 0.00% $124.9M

More Asset Quality rankings

US Banks with Lowest Texas Ratio (Cleanest Credit) US Banks with Highest Non-Performing Loan (NPL) Ratio US Banks with Highest Net Charge-Off Ratio US Banks with Highest Non-Performing Asset (NPA) Ratio

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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