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Asset Quality · Washington

US Banks with Highest Texas Ratio in Washington

Ranked among banks headquartered in Washington. Re-ranked 1-32 within the state from the same national ranking population.

#1 Texas Ratio: SEATTLE BANK — 26.57% . The Texas Ratio is the most-cited bank failure-prediction metric. A ratio above 100% historically correlates with elevated failure risk.

Ranked: 32 banks with reported data Showing: Top 32 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry Go deeper: What Is the Texas Ratio? A Bank Failure Warning Sign
# Bank HQ US Banks with … Total Assets
1 Seattle Bank Seattle , WA 26.57% $1.05B
2 Portage Bank Bellevue , WA 16.25% $113.8M
3 Unibank Lynnwood , WA 14.50% $401.8M
4 First Fed Bank Port Angeles , WA 14.19% $2.12B
5 Coastal Community Bank Everett , WA 13.55% $5.66B
6 Savibank Burlington , WA 11.92% $639.5M
7 HomeStreet Bank Seattle , WA 11.34% $7.60B
8 Riverview Bank Vancouver , WA 9.87% $1.46B
9 Wafd Bank Seattle , WA 8.92% $27.55B
10 Baker Boyer National Bank Walla Walla , WA 7.54% $698.7M
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11 Sound Community Bank Seattle , WA 6.88% $1.11B
12 Cashmere Valley Bank Cashmere , WA 6.01% $2.30B
13 1st Security Bank of Washington Mountlake Terrace , WA 5.41% $3.20B
14 Riverbank Spokane , WA 5.03% $283.7M
15 Washington Trust Bank Spokane , WA 4.75% $10.70B
16 Banner Bank Walla Walla , WA 4.12% $16.34B
17 Pacific Crest Bank Lynnwood , WA 4.08% $318.7M
18 Mountain Pacific Bank Everett , WA 4.03% $871.5M
19 Heritage Bank Olympia , WA 3.99% $8.49B
20 Timberland Bank Hoquiam , WA 3.51% $2.05B
21 Twin City Bank Longview , WA 2.82% $114.6M
22 Olympia Federal Savings and Loan Association Olympia , WA 2.59% $1.01B
23 Peoples Bank Bellingham , WA 1.91% $2.51B
24 State Bank Northwest Spokane Valley , WA 1.74% $223.0M
25 Liberty Bank Poulsbo , WA 1.24% $199.8M
26 Yakima Federal Savings and Loan Association Yakima , WA 0.83% $2.01B
27 First Financial Northwest Bank Renton , WA 0.82% $1.44B
28 Commencement Bank Tacoma , WA 0.73% $697.3M
29 Bank of the Pacific Aberdeen , WA 0.49% $1.29B
30 Community First Bank Kennewick , WA 0.46% $672.0M
31 Security State Bank Centralia , WA 0.37% $613.0M
32 Kitsap Bank Port Orchard , WA 0.00% $1.65B

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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