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Asset Quality · Idaho

US Banks with Highest Texas Ratio in Idaho

Ranked among banks headquartered in Idaho. Re-ranked 1-11 within the state from the same national ranking population.

#1 Texas Ratio: NORTHWEST BANK — 13.73% . The Texas Ratio is the most-cited bank failure-prediction metric. A ratio above 100% historically correlates with elevated failure risk.

Ranked: 11 banks with reported data Showing: Top 11 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry Go deeper: What Is the Texas Ratio? A Bank Failure Warning Sign
# Bank HQ US Banks with … Total Assets
1 Northwest Bank Boise , ID 13.73% $1.46B
2 Bankcda Coeur D'Alene , ID 11.87% $232.8M
3 Ireland Bank Malad City , ID 11.28% $361.7M
4 Bank of Idaho Idaho Falls , ID 4.92% $1.30B
5 Bank of Commerce, the Idaho Falls , ID 3.40% $2.26B
6 Farmers Bank Buhl , ID 2.58% $664.8M
7 First Federal Savings Bank of Twin Falls Twin Falls , ID 2.51% $1.44B
8 D.L. Evans Bank Burley , ID 1.23% $3.66B
9 Twin River Bank Lewiston , ID 0.92% $172.6M
10 Idaho First Bank Mccall , ID 0.51% $1.37B
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11 Idaho Trust Bank Boise , ID 0.00% $232.6M

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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