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Liquidity & Balance Sheet · Idaho

US Banks with Highest Loan-to-Deposit Ratio in Idaho

Ranked among banks headquartered in Idaho. Re-ranked 1-11 within the state from the same national ranking population.

#1 Loan-to-Deposit Ratio: Bank of Idaho — 97.13% . The Loan-to-Deposit Ratio (LTD) measures loans against deposits — a high ratio means deposits are fully deployed and the bank may rely on wholesale funding to grow loans.

Ranked: 11 banks with reported data Showing: Top 11 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry Go deeper: What Is the Loan-to-Deposit Ratio? A Bank Guide
# Bank HQ US Banks with … Total Assets
1 Bank of Idaho Idaho Falls , ID 97.13% $1.30B
2 Bank of Commerce, the Idaho Falls , ID 88.53% $2.26B
3 First Federal Savings Bank of Twin Falls Twin Falls , ID 86.82% $1.44B
4 Northwest Bank Boise , ID 80.74% $1.46B
5 Idaho Trust Bank Boise , ID 79.64% $232.6M
6 Twin River Bank Lewiston , ID 77.50% $172.6M
7 Farmers Bank Buhl , ID 72.51% $664.8M
8 Idaho First Bank Mccall , ID 71.59% $1.37B
9 Bankcda Coeur D'Alene , ID 68.28% $232.8M
10 Ireland Bank Malad City , ID 58.09% $361.7M
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11 D.L. Evans Bank Burley , ID 56.63% $3.66B

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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