Skip to main content

Liquidity & Balance Sheet · Nebraska

US Banks with Highest Loan-to-Deposit Ratio in Nebraska

Ranked among banks headquartered in Nebraska. Re-ranked 1-100 within the state from the same national ranking population.

#1 Loan-to-Deposit Ratio: Frontier Bank — 114.90% . The Loan-to-Deposit Ratio (LTD) measures loans against deposits — a high ratio means deposits are fully deployed and the bank may rely on wholesale funding to grow loans.

Ranked: 106 banks with reported data Showing: Top 100 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry Go deeper: What Is the Loan-to-Deposit Ratio? A Bank Guide
# Bank HQ US Banks with … Total Assets
1 Frontier Bank Omaha , NE 114.90% $1.43B
2 Farmers and Merchants Bank Milligan , NE 110.24% $211.8M
3 Henderson State Bank Henderson , NE 108.36% $634.6M
4 Hershey Bank Hershey , NE 108.11% $138.7M
5 Nebraska Bank of Commerce Lincoln , NE 107.21% $238.7M
6 Bank of Lindsay Lindsay , NE 106.79% $100.9M
7 State Bank of Table Rock Table Rock , NE 106.24% $148.5M
8 Riverstone Bank Eagle , NE 104.95% $586.7M
9 City Bank & Trust CO. Lincoln , NE 102.98% $328.2M
10 Core Bank Omaha , NE 102.36% $1.08B
Full financials, 24-year trends & peer benchmarks on every institution — free. Start free →
11 Columbus Bank and Trust Company Columbus , NE 102.07% $276.2M
12 Access Bank Omaha , NE 101.03% $1.00B
13 Pathway Bank Cairo , NE 100.43% $343.8M
14 Dundee Bank Omaha , NE 99.03% $922.4M
15 Enterprise Bank Omaha , NE 98.00% $595.7M
16 Cornhusker Bank Lincoln , NE 97.60% $1.03B
17 Equitable Bank Grand Island , NE 97.53% $517.2M
18 Bankfirst Norfolk , NE 97.13% $1.20B
19 Brunswick State Bank Brunswick , NE 95.55% $174.6M
20 Adams County Bank Kenesaw , NE 95.03% $241.6M
21 Farmers and Merchants Bank of Ashland Ashland , NE 95.00% $146.2M
22 Nebraska State Bank and Trust Company Broken Bow , NE 94.77% $280.6M
23 Nebraskaland Bank North Platte , NE 94.64% $1.01B
24 Legends West Bank Lewellen , NE 94.16% $154.0M
25 Commercial State Bank Wausa , NE 94.16% $254.0M
26 Wahoo State Bank Wahoo , NE 94.14% $114.0M
27 Home Federal Savings and Loan Association of Grand Island Grand Island , NE 93.98% $558.4M
28 Madison County Bank Madison , NE 93.94% $603.6M
29 Bank of the Valley Bellwood , NE 93.85% $557.4M
30 Great Plains State Bank Petersburg , NE 93.26% $378.3M
31 Horizon Bank Waverly , NE 93.13% $539.2M
32 F&m Bank West Point , NE 93.02% $361.1M
33 United Republic Bank Omaha , NE 92.51% $192.0M
34 Elkhorn Valley Bank & Trust Norfolk , NE 92.44% $1.44B
35 Union Bank and Trust Company Lincoln , NE 91.73% $9.19B
36 Washington County Bank Blair , NE 91.38% $662.8M
37 Platte Valley Bank Scottsbluff , NE 91.18% $1.23B
38 First State Bank Nebraska Lincoln , NE 91.08% $1.11B
39 Arbor Bank Nebraska City , NE 90.90% $711.5M
40 Lincoln Federal Savings Bank of Nebraska Lincoln , NE 90.89% $384.5M
41 Banner Capital Bank Harrisburg , NE 90.81% $368.9M
42 Cedar Rapids State Bank Cedar Rapids , NE 90.52% $173.1M
43 Nebraska Bank Dodge , NE 90.43% $509.4M
44 Dayspring Bank Gothenburg , NE 90.15% $1.18B
45 I3 Bank Bennington , NE 89.77% $226.2M
46 Exchange Bank Kearney , NE 88.80% $1.56B
47 Charter West Bank West Point , NE 88.56% $531.5M
48 Western Nebraska Bank Curtis , NE 87.99% $183.2M
49 First State Bank Loomis , NE 87.62% $227.3M
50 Cattle Bank & Trust Seward , NE 87.29% $416.3M
51 Security National Bank of Omaha Omaha , NE 86.92% $1.84B
52 West Gate Bank Lincoln , NE 86.92% $1.44B
53 First Central Bank Cambridge , NE 86.71% $137.6M
54 First National Bank of Omaha Omaha , NE 86.14% $34.73B
55 Midwest Bank Pierce , NE 86.03% $1.25B
56 Rvr Bank Fremont , NE 85.72% $554.3M
57 Homestead Bank Cozad , NE 85.36% $530.5M
58 Western National Bank Chester , NE 84.68% $261.8M
59 State Nebraska Bank &trust Wayne , NE 84.68% $249.4M
60 Bruning Bank Bruning , NE 84.63% $666.8M
61 American National Bank Omaha , NE 84.57% $5.16B
62 Cornerstone Bank York , NE 84.48% $2.65B
63 Waypoint Bank Cozad , NE 84.07% $405.2M
64 Citizens State Bank Wisner , NE 83.89% $653.5M
65 Firstier Bank Kimball , NE 83.72% $1.11B
66 Heartland Bank Geneva , NE 83.51% $901.5M
67 Pinnacle Bank Lincoln , NE 82.84% $9.12B
68 Flatwater Bank Gothenburg , NE 82.47% $346.6M
69 Security Bank Laurel , NE 82.11% $316.0M
70 First Community Bank Beemer , NE 81.86% $335.4M
71 First Central Bank Mccook Mccook , NE 81.27% $124.9M
72 Bank of Hartington Hartington , NE 80.56% $147.1M
73 Foundation One Bank Waterloo , NE 80.34% $200.9M
74 First Bank and Trust of Fullerton Fullerton , NE 80.01% $107.1M
75 First Westroads Bank, INC. Omaha , NE 79.94% $384.0M
76 Custer Federal State Bank Broken Bow , NE 79.36% $124.9M
77 Adams Bank & Trust Ogallala , NE 79.21% $1.33B
78 Premier Bank N.A. Omaha , NE 78.77% $358.0M
79 South Central State Bank Campbell , NE 78.60% $187.9M
80 Security First Bank Lincoln , NE 78.05% $2.14B
81 First State Bank Farnam , NE 77.90% $201.7M
82 Citizens Bank & Trust Company Saint Paul , NE 77.67% $232.9M
83 York State Bank York , NE 77.44% $204.2M
84 Sandhills State Bank North Platte , NE 77.07% $374.8M
85 Mnb Bank Mccook , NE 76.13% $593.6M
86 First Nebraska Bank Valley , NE 75.75% $361.0M
87 Town & Country Bank Ravenna , NE 75.58% $227.1M
88 Bank of Dixon County Ponca , NE 74.98% $139.5M
89 West Plains Bank Ainsworth , NE 74.53% $135.9M
90 Tri-county Bank, the Stuart , NE 69.20% $233.5M
91 Five Points Bank Grand Island , NE 68.40% $2.10B
92 Jones Bank Seward , NE 67.33% $438.4M
93 Farmers and Merchants State Bank, Bloomfield, Nebraska Bloomfield , NE 66.86% $225.1M
94 Minden Exchange Bank & Trust Company Minden , NE 66.80% $199.1M
95 Countryside Bank Unadilla , NE 66.68% $120.7M
96 American Interstate Bank Elkhorn , NE 65.92% $127.8M
97 Heritage Bank Wood River , NE 64.95% $612.5M
98 Firstbank of Nebraska Wahoo , NE 61.56% $470.3M
99 First National Bank in Ord Ord , NE 56.96% $165.4M
100 Platte Valley Bank North Bend , NE 55.32% $105.8M

More Liquidity & Balance Sheet rankings

US Banks with Highest Share of Uninsured Deposits US Banks with Highest Core Deposit Ratio

Go past the leaderboard — open any bank for its full financials, 24-year trends, and peer percentiles. Free, no card required.

Start free — no card required

All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

Explore more: all rankings · glossary · browse all banks