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Liquidity & Balance Sheet · Oregon

US Banks with Highest Loan-to-Deposit Ratio in Oregon

Ranked among banks headquartered in Oregon. Re-ranked 1-15 within the state from the same national ranking population.

#1 Loan-to-Deposit Ratio:SUMMIT BANK — 94.95% . The Loan-to-Deposit Ratio (LTD) measures loans against deposits — a high ratio means deposits are fully deployed and the bank may rely on wholesale funding to grow loans.

Population: 15 banksShowing: Top 15Source: FFIEC call reports (Q1 2026) What is this metric?See the US Banks with … glossary entry
#BankHQUS Banks with …Total Assets
1SUMMIT BANK EUGENE , OR 94.95% $1.4B
2PEOPLE'S BANK OF COMMERCE MEDFORD , OR 89.94% $779M
3COLUMBIA BANK LAKE OSWEGO , OR 89.11% $66.0B
4EVERGREEN FEDERAL BANK GRANTS PASS , OR 88.88% $628M
5WILLAMETTE VALLEY BANK SALEM , OR 88.06% $446M
6OREGON PACIFIC BANKING CO. DBA OREGON PACIFIC BANK FLORENCE , OR 83.30% $821M
7PIONEER TRUST BANK, NATIONAL ASSOCIATION SALEM , OR 82.45% $712M
8PACIFIC WEST BANK WEST LINN , OR 74.91% $403M
9BANK OF EASTERN OREGON HEPPNER , OR 73.85% $960M
10FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF MCMINNVILLE MCMINNVILLE , OR 70.83% $679M
11OREGON COAST BANK NEWPORT , OR 66.27% $447M
12CLACKAMAS COUNTY BANK SANDY , OR 65.32% $263M
13LEWIS & CLARK BANK OREGON CITY , OR 59.11% $353M
14CITIZENS BANK CORVALLIS , OR 53.60% $810M
15COMMUNITY BANK JOSEPH , OR 27.20% $529M

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All data sourced from the most recent FFIEC call report filings, refreshed quarterly within 48 hours of FFIEC release. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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