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Liquidity & Balance Sheet · Delaware

US Banks with Highest Loan-to-Deposit Ratio in Delaware

Ranked among banks headquartered in Delaware. Re-ranked 1-16 within the state from the same national ranking population.

#1 Loan-to-Deposit Ratio: WILMINGTON TRUST, NATIONAL ASSOCIATION — 507.91% . The Loan-to-Deposit Ratio (LTD) measures loans against deposits — a high ratio means deposits are fully deployed and the bank may rely on wholesale funding to grow loans.

Ranked: 16 banks with reported data Showing: Top 16 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry Go deeper: What Is the Loan-to-Deposit Ratio? A Bank Guide
# Bank HQ US Banks with … Total Assets
1 Wilmington Trust, N.A. Wilmington , DE 507.91% $759.5M
2 Comenity Bank Wilmington , DE 161.22% $7.77B
3 Discover Bank Greenwood , DE 102.74% $145.41B
4 Community Bank Delaware Lewes , DE 99.46% $419.6M
5 Barclays Bank Delaware Wilmington , DE 94.01% $46.65B
6 County Bank Rehoboth Beach , DE 89.05% $684.8M
7 Artisans' Bank Wilmington , DE 80.01% $719.6M
8 PNC Bank, N.A. Wilmington , DE 78.55% $567.95B
9 Wilmington Savings Fund Society, FSB Wilmington , DE 71.03% $22.02B
10 Santander Bank, N.A. Wilmington , DE 66.25% $106.09B
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11 TD Bank, N.A. Wilmington , DE 58.69% $345.61B
12 TD Bank USA, N.A. Wilmington , DE 31.60% $32.72B
13 Applied Bank Wilmington , DE 25.72% $258.1M
14 Bny Mellon Trust of Delaware Wilmington , DE 4.65% $252.8M
15 Deutsche Bank Trust Company Delaware Newark , DE 0.00% $139.8M
16 Stifel Trust Company Delaware, N.A. Greenville , DE 0.00% $342.8M

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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