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Capital · Maryland

US Banks with Highest CET1 Capital Ratio in Maryland

Ranked among banks headquartered in Maryland. Re-ranked 1-22 within the state from the same national ranking population.

#1 CET1 Capital Ratio: FIRST SHORE FEDERAL SAVINGS AND LOAN ASSOCIATION — 27.43% . The Common Equity Tier 1 (CET1) ratio is the most-watched US bank capital metric, measuring common equity against risk-weighted assets.

Ranked: 22 banks with reported data Showing: Top 22 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry
# Bank HQ US Banks with … Total Assets
1 First Shore Federal Savings and Loan Association Salisbury , MD 27.43% $361.6M
2 Peoples Bank, the Chestertown , MD 24.82% $293.2M
3 Bayvanguard Bank Sparrows Point , MD 21.27% $901.6M
4 Queenstown Bank of Maryland Queenstown , MD 18.57% $730.4M
5 Glen Burnie Mutual Savings Bank Glen Burnie , MD 18.49% $104.4M
6 Farmers Bank of Willards, the Willards , MD 18.45% $536.7M
7 Hebron Savings Bank Hebron , MD 16.11% $821.9M
8 Bank of Ocean City Ocean City , MD 14.44% $661.3M
9 Chesapeake Bank & Trust Company Chestertown , MD 14.21% $134.0M
10 Eaglebank Bethesda , MD 14.13% $9.90B
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11 First United Bank & Trust Oakland , MD 14.12% $2.01B
12 Sandy Spring Bank Olney , MD 13.96% $13.77B
13 Cecil Bank Elkton , MD 13.73% $218.7M
14 Harford Bank Aberdeen , MD 13.34% $732.3M
15 Bank of Glen Burnie, the Glen Burnie , MD 13.16% $380.4M
16 Presidential Bank, FSB Bethesda , MD 12.87% $1.02B
17 Cfg Bank Lutherville , MD 12.68% $5.73B
18 Woodsboro Bank Woodsboro , MD 12.47% $469.6M
19 Shore United Bank, N.A. Easton , MD 12.18% $6.20B
20 Middletown Valley Bank Middletown , MD 12.01% $1.15B
21 Farmers and Merchants Bank Upperco , MD 11.98% $863.2M
22 Capital Bank, N.A. Rockville , MD 11.26% $3.76B

More Capital rankings

US Banks with Lowest CET1 Capital Ratio US Banks with Highest Tier 1 Risk-Based Capital Ratio US Banks with Highest Tier 1 Leverage Ratio

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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