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Capital · Utah

US Banks with Highest CET1 Capital Ratio in Utah

Ranked among banks headquartered in Utah. Re-ranked 1-28 within the state from the same national ranking population.

#1 CET1 Capital Ratio: WELLS FARGO TRUST COMPANY, NATIONAL ASSOCIATION — 382.40% . The Common Equity Tier 1 (CET1) ratio is the most-watched US bank capital metric, measuring common equity against risk-weighted assets.

Ranked: 28 banks with reported data Showing: Top 28 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry
# Bank HQ US Banks with … Total Assets
1 Wells Fargo Trust Company, N.A. Ogden , UT 382.40% $1.32B
2 First Electronic Bank Salt Lake City , UT 115.23% $429.3M
3 Square Financial Services, INC. Salt Lake City , UT 99.84% $1.80B
4 Thrivent Bank Salt Lake City , UT 55.81% $967.1M
5 Green Dot Bank Provo , UT 31.35% $5.87B
6 UBS Bank USA, N.A. Salt Lake City , UT 26.46% $122.26B
7 Morgan Stanley Bank, N.A. Salt Lake City , UT 19.54% $391.31B
8 Continental Bank Salt Lake City , UT 18.83% $180.7M
9 Webbank Salt Lake City , UT 18.57% $2.59B
10 Merrick Bank South Jordan , UT 17.81% $8.93B
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11 Optum Bank, INC. Draper , UT 17.52% $21.00B
12 Bank of Utah Ogden , UT 16.56% $3.73B
13 Quill Bank Provo , UT 16.08% $1.50B
14 Happen Bank, N.A. Lehi , UT 15.48% $11.85B
15 Sofi Bank, N.A. Cottonwood Heights , UT 15.29% $49.67B
16 Bmw Bank of North America Salt Lake City , UT 14.88% $13.01B
17 Synchrony Bank Draper , UT 14.22% $114.86B
18 Medallion Bank Salt Lake City , UT 13.74% $2.65B
19 Comenity Capital Bank Draper , UT 13.45% $13.31B
20 Wex Bank Sandy , UT 12.90% $9.53B
21 Prime Alliance Bank Woods Cross , UT 12.59% $1.06B
22 Ally Bank Sandy , UT 12.38% $185.66B
23 Sallie Mae Bank Salt Lake City , UT 12.36% $29.46B
24 Cache Valley Bank Logan , UT 11.93% $3.50B
25 First Utah Bank Salt Lake City , UT 11.86% $846.5M
26 Zions Bancorporation, N.A. Salt Lake City , UT 11.56% $87.96B
27 American Express National Bank Sandy , UT 10.96% $217.57B
28 Sunwest Bank Sandy , UT 10.11% $4.27B

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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