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Profitability · Utah

US Banks with Highest Return on Equity (ROE) in Utah

Ranked among banks headquartered in Utah. Re-ranked 1-41 within the state from the same national ranking population.

#1 Return on Equity (ROE): SQUARE FINANCIAL SERVICES, INC. — 63.00% . Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity — the standard equity-investor measure of bank profitability.

Ranked: 41 banks with reported data Showing: Top 41 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry Go deeper: ROA vs. ROE for Banks: Profitability Ratios Explained
# Bank HQ US Banks with … Total Assets
1 Square Financial Services, INC. Salt Lake City , UT 63.00% $1.80B
2 Pitney Bowes Bank INC., the Salt Lake City , UT 57.26% $832.7M
3 Wex Bank Sandy , UT 46.26% $9.53B
4 Sallie Mae Bank Salt Lake City , UT 43.20% $29.46B
5 American Express National Bank Sandy , UT 42.14% $217.57B
6 Quill Bank Provo , UT 37.13% $1.50B
7 Prime Alliance Bank Woods Cross , UT 36.07% $1.06B
8 Green Dot Bank Provo , UT 34.94% $5.87B
9 Webbank Salt Lake City , UT 27.71% $2.59B
10 Utah Independent Bank Salina , UT 23.08% $163.0M
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11 Synchrony Bank Draper , UT 20.33% $114.86B
12 Optum Bank, INC. Draper , UT 20.31% $21.00B
13 Cache Valley Bank Logan , UT 18.59% $3.50B
14 Celtic Bank Corporation Salt Lake City , UT 18.48% $4.97B
15 Sunwest Bank Sandy , UT 18.12% $4.27B
16 Merrick Bank South Jordan , UT 16.90% $8.93B
17 Bmw Bank of North America Salt Lake City , UT 16.46% $13.01B
18 State Bank of Southern Utah Cedar City , UT 16.11% $2.67B
19 Brighton Bank Salt Lake City , UT 16.08% $317.1M
20 Sofi Bank, N.A. Cottonwood Heights , UT 15.84% $49.67B
21 First Electronic Bank Salt Lake City , UT 15.82% $429.3M
22 Morgan Stanley Bank, N.A. Salt Lake City , UT 15.71% $391.31B
23 Happen Bank, N.A. Lehi , UT 15.29% $11.85B
24 Comenity Capital Bank Draper , UT 13.67% $13.31B
25 UBS Bank USA, N.A. Salt Lake City , UT 13.44% $122.26B
26 Ally Bank Sandy , UT 13.39% $185.66B
27 Central Bank Provo , UT 13.20% $2.15B
28 Grand Valley Bank Heber City , UT 12.88% $597.4M
29 Zions Bancorporation, N.A. Salt Lake City , UT 12.87% $87.96B
30 Continental Bank Salt Lake City , UT 12.10% $180.7M
31 Medallion Bank Salt Lake City , UT 11.64% $2.65B
32 Bank of Utah Ogden , UT 10.70% $3.73B
33 Finwise Bank Murray , UT 8.98% $889.8M
34 Nelnet Bank Draper , UT 7.97% $2.52B
35 First Utah Bank Salt Lake City , UT 7.83% $846.5M
36 Home Savings Bank Salt Lake City , UT 6.38% $111.4M
37 Transportation Alliance Bank, INC. Dba Tab Bank Ogden , UT 5.43% $1.59B
38 Milestone Bank Salt Lake City , UT 3.39% $360.5M
39 Wells Fargo Trust Company, N.A. Ogden , UT 2.00% $1.32B
40 Thrivent Bank Salt Lake City , UT -1.58% $967.1M
41 Varo Bank, N.A. Draper , UT -99.49% $374.3M

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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