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Profitability · New York

US Banks with Highest Return on Equity (ROE) in New York

Ranked among banks headquartered in New York. Re-ranked 1-100 within the state from the same national ranking population.

#1 Return on Equity (ROE): BESSEMER TRUST COMPANY, N.A. — 36.90% . Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity — the standard equity-investor measure of bank profitability.

Ranked: 111 banks with reported data Showing: Top 100 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry Go deeper: ROA vs. ROE for Banks: Profitability Ratios Explained
# Bank HQ US Banks with … Total Assets
1 Bessemer Trust Company, N.A. New York , NY 36.90% $5.41B
2 Esquire Bank, N.A. Jericho , NY 21.09% $2.41B
3 Bank of Millbrook Millbrook , NY 20.56% $322.4M
4 Bank of New York Mellon, the New York , NY 18.64% $467.35B
5 Morgan Stanley Private Bank, N.A. Purchase , NY 16.40% $241.39B
6 First National Bank of Dryden, the Dryden , NY 16.06% $211.2M
7 Orange Bank & Trust Company Middletown , NY 15.81% $2.70B
8 Canandaigua National Bank and Trust Company, the Canandaigua , NY 15.62% $5.46B
9 Metropolitan Commercial Bank New York , NY 15.60% $8.84B
10 Grasshopper Bank, N.A. New York , NY 15.46% $1.53B
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11 Bank of Greene County, the Catskill , NY 15.15% $3.18B
12 Bank of Holland Holland , NY 15.04% $256.1M
13 Greene County Commercial Bank Catskill , NY 14.94% $1.41B
14 Genesee Regional Bank Rochester , NY 14.39% $1.31B
15 Tompkins Community Bank Ithaca , NY 14.33% $8.70B
16 Lyons National Bank, the Lyons , NY 13.82% $2.11B
17 Jeff Bank Jeffersonville , NY 13.78% $671.9M
18 Wsb Municipal Bank Watertown , NY 13.74% $158.0M
19 Chemung Canal Trust Company Elmira , NY 13.45% $2.75B
20 Five Star Bank Rochester , NY 13.32% $6.26B
21 Amalgamated Bank New York , NY 12.58% $9.17B
22 Tioga State Bank, N.A. Spencer , NY 12.54% $639.7M
23 Arrow Bank N.A. Glens Falls , NY 12.53% $4.50B
24 Amerasia Bank Flushing , NY 12.43% $1.03B
25 Trustco Bank Glenville , NY 12.39% $6.51B
26 Community Bank, N.A. Canton , NY 12.32% $17.43B
27 Northeast Community Bank White Plains , NY 12.16% $2.02B
28 Goldman Sachs Bank USA New York , NY 12.12% $751.78B
29 Bank of Utica Utica , NY 11.97% $1.45B
30 Walden Savings Bank Montgomery , NY 11.96% $977.3M
31 Interaudi Bank New York , NY 11.69% $2.66B
32 Habib American Bank New York , NY 11.04% $2.98B
33 Champlain National Bank Elizabethtown , NY 10.89% $500.2M
34 Watertown Savings Bank Watertown , NY 10.55% $970.2M
35 Depository Trust Company, the Brooklyn , NY 10.45% $7.96B
36 First Central Savings Bank Glen Cove , NY 10.32% $960.1M
37 Nbt Bank, N.A. Norwich , NY 10.23% $16.09B
38 Spring Bank Bronx , NY 10.15% $646.9M
39 First National Bank of Groton, the Groton , NY 9.78% $212.5M
40 Manufacturers and Traders Trust Company Buffalo , NY 9.61% $214.20B
41 Delaware National Bank of Delhi, the Delhi , NY 9.53% $407.6M
42 Pathfinder Bank Oswego , NY 9.27% $1.41B
43 North Country Savings Bank, the Canton , NY 9.16% $366.0M
44 Dime Commercial Bank Bridgehampton , NY 8.90% $14.99B
45 Safra National Bank of New York New York , NY 8.65% $12.15B
46 Empire State Bank Staten Island , NY 8.63% $643.9M
47 Deutsche Bank Trust Company, N.A. New York , NY 8.52% $165.8M
48 Solvay Bank Solvay , NY 8.43% $1.19B
49 Evans Bank, National Association Angola , NY 7.89% $2.18B
50 First National Bank of Scotia Scotia , NY 7.77% $706.5M
51 Northfield Bank Staten Island , NY 7.76% $5.74B
52 Pioneer Bank, N.A. Albany , NY 7.73% $2.21B
53 American Community Bank Glen Cove , NY 7.71% $324.8M
54 Maple City Savings Bank, FSB Hornell , NY 7.59% $123.1M
55 Rhinebeck Bank Rhinebeck , NY 7.50% $1.28B
56 Ponce Bank, N.A. Bronx , NY 7.33% $3.29B
57 Israel Discount Bank of New York New York , NY 7.28% $13.99B
58 Cattaraugus County Bank Little Valley , NY 7.27% $379.0M
59 Adirondack Trust Company, the Saratoga Springs , NY 7.06% $1.76B
60 Popular Bank New York , NY 7.01% $14.95B
61 Wallkill Valley Federal Savings and Loan Association Wallkill , NY 6.98% $475.7M
62 Cayuga Lake National Bank Union Springs , NY 6.92% $281.1M
63 Massena Savings and Loan Massena , NY 6.72% $200.6M
64 Ulster Savings Bank Kingston , NY 6.71% $1.37B
65 Lake Shore Bank Dunkirk , NY 6.59% $721.5M
66 Alden State Bank Alden , NY 6.40% $452.4M
67 Alma Bank Astoria , NY 6.13% $1.55B
68 Bank of Richmondville Cobleskill , NY 5.93% $192.9M
69 First Federal Savings of Middletown Middletown , NY 5.68% $185.9M
70 Carthage Savings and Loan, N.A. Carthage , NY 5.62% $308.1M
71 Mizuho Bank (usa) New York , NY 5.25% $4.05B
72 Savannah Bank, N.A. Savannah , NY 5.23% $192.6M
73 Flushing Savings Bank, FSB Flushing , NY 5.14% $8.86B
74 Shinhan Bank America New York , NY 4.43% $1.97B
75 Hanover Community Bank Garden City Park , NY 4.42% $2.37B
76 The First National Bank of Long Island Glen Head , NY 4.19% $4.08B
77 Ridgewood Savings Bank Ridgewood , NY 4.11% $7.54B
78 PCSB Bank Brewster , NY 3.94% $2.10B
79 Putnam County National Bank of Carmel, the Carmel , NY 3.88% $172.9M
80 Gouverneur Savings and Loan Association Gouverneur , NY 3.85% $198.5M
81 Alpine Capital Bank New York , NY 3.67% $224.8M
82 Deutsche Bank Trust Company Americas New York , NY 3.54% $39.74B
83 Quontic Bank Astoria , NY 3.53% $852.8M
84 Apple Bank New York , NY 3.30% $19.23B
85 Cross County Savings Bank Middle Village , NY 3.26% $538.2M
86 Maspeth Federal Savings and Loan Association Maspeth , NY 3.14% $2.23B
87 Industrial and Commercial Bank of China (usa), N.A. New York , NY 3.04% $2.86B
88 Newbank Flushing , NY 2.98% $614.3M
89 Sawyer Savings Bank Saugerties , NY 2.93% $278.8M
90 Woori America Bank New York , NY 2.88% $4.04B
91 Fulton Savings Bank Fulton , NY 2.54% $493.0M
92 Adirondack Bank Utica , NY 2.52% $1.01B
93 Geddes Federal Savings and Loan Association Syracuse , NY 2.10% $669.5M
94 Ballston Spa National Bank Ballston Spa , NY 1.92% $941.6M
95 Rondout Savings Bank Kingston , NY 1.78% $510.4M
96 Global Bank New York , NY 1.77% $279.6M
97 Berkshire Bank, the New York , NY 1.60% $542.3M
98 Eastbank, N.A. New York , NY 1.51% $145.8M
99 Abacus Federal Savings Bank New York , NY 1.34% $319.3M
100 Seneca Savings Bank, N.A. Baldwinsville , NY 1.12% $315.9M

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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