Alpine Capital Bank
BankRegReports is independent of Alpine Capital Bank and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
Alpine Capital Bank is an FDIC-insured commercial bank headquartered in New York, NY, established in 2000 (FDIC certificate 35377), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $237.3M, up 18.8% from Q2 2025, the 88th largest of 105 banks headquartered in New York. Its CET1 capital ratio was 22.20% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 35377
- Headquarters
- New York, NY
- Established
- 2000
- Total assets, Q2 2026
- $237.3M
- Assets vs Q2 2025
- +18.8%
- CET1 ratio, Q2 2026
- 22.20%
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 026013479
- Latest call report
- Q2 2026, FFIEC 051 · Alpine Capital Bank call report
- Holding company
- HELIOS BANCORP, INC.
- Asset rank in state
- 88th of 105 in New York
Alpine Capital Bank leans heavily on commercial real estate. The New York, New York bank had $237 million in assets at June 30, 2026, up 18.8% from a year earlier. It holds commercial real estate loans worth 3.4 times its capital, about triple the median of 1.2 times for the 2,660 banks with $100 million to $1 billion in assets. On the other hand, it carries problem assets equal to 0.0% of the capital and reserves that would absorb them, lower than about 9 in 10 banks its size (median 2.6%).
Profitability lags: it returns 5.5% a year on shareholders' equity, about half the median of 12.5% for banks its size.
As of June 30, 2026, Alpine Capital Bank reported a CET1 capital ratio of 22.20%, a return on assets of 0.79%, a nonperforming-loan ratio of 0.00% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.
Alpine Capital Bank ranks as the 88th largest of the 105 banks based in New York, by total assets at Q2 2026. Quarter on quarter (Q1 2026 to Q2 2026), its total assets rose 5.5% to $237.3M, loans rose 9.7% and deposits rose 7.1%. Its loan book on June 30, 2026 was led by non-owner-occupied commercial real estate loans, at 58.3% of total loans, followed by construction and land development loans at 13.7%. Its one office in the FDIC Summary of Deposits is in New York, NY. Judged on its Q2 2026 call report, Alpine Capital Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 680 5th Ave, New York, NY 10019
- County
- New York
- Metro Area
- New York-Newark-Jersey City, NY-NJ
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- New York (Region 2)
- Federal Reserve member
- No
- Federal Reserve district
- District 2, New York
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- March 1, 2000
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 25
- Domestic deposits
- $201.0M
- Allowance for credit losses
- $1.7M
- Net charge-offs (YTD)
- $0
- Average total assets
- $234.6M
- Average total loans
- $133.9M
- Average interest-bearing deposits
- $166.1M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- March 1, 2000
- FDIC Cert
- 35377
- Fed RSSD
- 2889227
- Website
- www.alpinecapitalbank.com →
- Parent Holding Company
- HELIOS BANCORP, INC. (RSSD 5879096)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Alpine Capital Bank's total assets ran between $181.8M (Q3 2024) and $237.3M (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$237.3M total assets against $199.8M; $203.5M total liabilities against $166.2M.
$135.6M net loans and leases against $81.0M; $201.0M total deposits against $162.3M.
$8.2M securities against $5.3M; $87.9M cash and balances due against $107.7M.
$3.8M total interest income against $3.2M; $1.2M total interest expense against $1.2M.
$2.6M net interest income against $2.0M.
$135K total noninterest income against $41K; $1.9M total noninterest expense against $1.9M.
$206K provision for credit losses against $130K.
$465K net income against $61K.
0.79% return on assets against 0.12%; 4.49% net interest margin against 3.97%.
22.20% CET1 capital ratio against 35.57%; 13.74% tier 1 leverage ratio against 15.48%.
Inside the full Alpine Capital Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Commercial real estate loans exceed 300% of total capital, the threshold at which the 2006 interagency guidance flags a bank for heightened supervisory scrutiny. CRE concentration has been the central stress vector for regional banks since 2023. 2006 Interagency CRE Concentration Guidance (SR 07-1).
Alpine Capital Bank rankings
Its closest position to the top of a national ranking is 241 of 2,134, for CET1 ratio; its furthest is 3,512 of 3,640, for Texas Ratio.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 0.07% (Q3 2025) to 0.79% (Q2 2026) and its net interest margin ran from 3.38% (Q1 2025) to 4.54% (Q3 2024).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 22.20% | 0.79% | 0.00% | 0.00% | 4.49% |
| Q1 2026 | 24.69% | 0.56% | 0.00% | 0.00% | 4.15% |
| Q4 2025 | 28.82% | 0.32% | 0.00% | 0.00% | 4.16% |
| Q3 2025 | 29.96% | 0.07% | 0.00% | 0.00% | 3.89% |
| Q2 2025 | 35.57% | 0.12% | 0.00% | 0.00% | 3.97% |
| Q1 2025 | 40.83% | 0.09% | 0.00% | 0.00% | 3.38% |
| Q4 2024 | 45.52% | 0.45% | 0.00% | 0.00% | 3.86% |
| Q3 2024 | 56.55% | 0.40% | 0.00% | 0.00% | 4.54% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Alpine Capital Bank (main office) | New York , NY | 10019 | $201.0M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in NY, rank 132 of 176 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
Add this badge to your website
Free to use. It shows Alpine Capital Bank’s latest filed figures and updates each quarter.
Similar banks
Compare Alpine Capital Bank with peers
Frequently asked about Alpine Capital Bank
What are Alpine Capital Bank's total assets?
As of the Q2 2026 filing, Alpine Capital Bank reported total assets of $237.3 million in its FFIEC call report.
Where is Alpine Capital Bank headquartered?
It is headquartered in New York, NY, United States.
When was Alpine Capital Bank founded?
It was established in 2000, per the FDIC institution directory.
Is Alpine Capital Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #35377). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Alpine Capital Bank?
Alpine Capital Bank's primary federal regulator is the FDIC.
What is Alpine Capital Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 22.20% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Alpine Capital Bank operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Alpine Capital Bank's Texas Ratio?
Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
Go deeper on Alpine Capital Bank.
Get an email when Alpine Capital Bank files its next call report, and benchmark it against any peer you choose.
Unlock Alpine Capital Bank, freeFree account